Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,724

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 248
  • 9,724

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Jennifer LiBroia

Healthy Paws is the BEST!

I have done the research for you. I have tested this service time and time again. Do not look any further just sign up and do it right away! I am telling every pet owner I know about this insurance company and how wonderful they are. I have 3 dogs and they are all insured with healthy paws. I cannot rave about this company enough. One of my dogs, Hailey, had a severe emergency and ended up having to have a kidney removed. Thankfully, because of Healthy Paws, cost was not an additional stressor in this horrible situation. They covered exactly what they said they would which was amazing as the surgery and related care was extremely expensive. Not only do they stand by their word, they work faster than I have ever experienced with any other service, for people or pets! I submitted a claim on a Monday - have responses by the next day - Tuesday night and the check within a few more days. On top of this, they send follow up emails to see how my dog is recuperating. I wish my healthcare was this good!! :) Seriously, they are the best out there.

out of 5

POSTED: | BY: Donald Floss

First Class Insurance

I signed up for Healthy Paws Pet Insurance about 18 months ago, after some bad experiences with another pet insurance company. So far I have had nothing but the highest praise's for Healthy Paws. I have two French Bulldogs on my insurance plan and the policy price is very reasonable. So far I have had to make two claims, Bentley our 3 year old suffered a herniated disc and had to have surgery to repair his back, so he could walk again. The cost of the surgery was around $6K and as soon as I submitted the claim, I was reimbursed 3 days later. Harley our puppy, had some serious stomach issues, that resulted in $2K of medical bills, until her issues were resolved. Again, no trying to deny my claim like my prior insurance company, and I received my reimbursement check within a couple of days. So without a doubt I highly recommend Healthy Paws and their first class operation!

out of 5

POSTED: | BY: Janice G.

Top notch in all respects

I've had pets insured with other companies before and the superior coverage and truly stellar customer service delivered by Healthy Paws has me wishing I would have enrolled with them before. I have a little pup who, as typical little pup, is into everything. She came down with a gastrointestinal issue and when I took her to hr vet who wanted to immediate xrays to make sure she hadn't ingested anything non-edible (as puppies do!) I didn't have to spend a minute worrying about the cost of her care. My reimbursement was extremely fair and processed very quickly. It's so nice to be not just satisfied, but really pleased with a company's service and plan.

out of 5

POSTED: | BY: Penny Wilson


I have submitted a couple of claims to HP and within a week, I have received payment. My boy Cooper had to have eye surgery and it was over $1200! They covered $1073!! When this happened to his other eye, I had VPI and they didn't cover anything. He also made a trip to the ER for upset stomach and that was $600! HP covered over $400 (had to meet deductible). Healthy Paws is THE best pet insurance company out there. Hopefully I won't need them often but if I do, I know they are there for us!

out of 5


excellent service and caring PEOPLE


Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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