Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,083

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.7
  • 4.9
  • Count
  • 67
  • 264
  • 9,083
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Chris

First pet claim - ever

Along with all of the accpeted techniques of training a dog (crating, puppy classes, hollistic foods, etc.), buying pet insurance was just not something anyone we knew did back in the 70's and 80's when I grew up. However, veterinary costs weren't what they were back then either. So, I have a family of my own and we put in our reservation with the breeder and our "little boy" was born on Halloween, last year. Our breeder gave us tons of material to read about training, health, etc., etc. Thanks to the internet, I read up on the costs of animal jaw dropped. I knew, right away, that if I could find an insurer who charged reasonable premiums for major medical coverage - I would buy it. All of the great review for Healthy Paws drew me to read about them first. It was hard because my employer has entitled me to a discount with another popular insurer. However, there was something more personal with this carrier. I appreciate their mission and I felt that their coverage was excellent for the premium charged. Last week, our pup (Brady) began throwing up repeatedly. My wife was becomming very concerned and so she brought him to the veterinary hospital. Sure enough, he had a foreign object in his system (later, it looked to be a Brazil nut in its' shell). They gave him fluid therapy, x-rays and something to help him pass the object (thank goodness - no surgery was suggested at that point). Bottom line: He passed it. So, I submitted the claim to Healthy Paw

out of 5

POSTED: | BY: Julie R.

Fantastic service!

We couldn't be happier with Healthy Paws. In the fall we adopted Anna, a seven-year-old shih tzu, from a shelter. Because we knew Anna had a history of severe neglect, we opted for a pet health insurance policy right away, just in case problems arose down the road. A few weeks ago Anna was checked into a vet ER on a Sunday after severe gastrointestinal issues left her so sick she could hardly lift her head. 36 hours (and $1,500) later, Anna was back on her feet. The vet ER submitted all expenses to Healthy Paws. Within a few days we got a friendly, straightforward email from Terah requesting some additional information. Today we found out that all of Anna's expenses under the terms of the policy were covered -- which will save us close to $1,000. For premiums of less than $50/month, I'd say this is the best investment we've made in a long time. The application process was easy. While our policy doesn't cover routine care, I think that's smart for both Healthy Paws and pet owners. It keeps our premiums a little lower and saves the coverage for the big expenses, like the ER visit. I also liked the fact that Healthy Paws offers good coverage for older pets. Not all pet insurers would issue a new policy for a seven-year-old dog. Finally, I appreciated the speed at which our claim was processed and the caring tone of all of my communications with Terah, who oversaw everything from start to finish. If Healthy Paws offered health insurance for humans, I'd sign my fami

out of 5

POSTED: | BY: Suzanne Smith

Amazing Customer Service!

Took my little Sammy in to the vet with some pretty severe gastrointestinal problems on a Monday. Submitted my claim on Healthy Paws. By the time I returned home from providing the vet with the forms to fill out - Healthy Paws had received it and sent me an email to let me know that they had. The next morning (today) - I had another email from them letting me know that the claim had been processed and a check would be on the way, shortly! If only my HUMAN insurance would work as well!!! I HIGHLY recommend Healthy Paws. I am SO glad that I chose this company from the MANY others that are available. Thank you!!

out of 5

POSTED: | BY: Axel

I love healthy paws!

My cat got very sick. He was itching and licking nonstop, which turned into lesions, and bleeding. It felt great to have assurance that all tests, and diagnostics were covered under our healthy paws policy. We received a check from healthy paws within 2 weeks of submitting the claim for 90% of the covered costs. It was easy , and fast. Our cat is doing much better, and we are very happy to know that our cats medical insurance company is so amazing. Thank you to everyone at healthy paws.

out of 5

POSTED: | BY: Beth Y.

Personable, Fast, Responsive Service

This was our very first claim with Healthy Paws and we were impressed. I felt like we'd joined a family caring enough to remain in the background, but when needed immediately steps forward to provide a financial safety net for large unexpected expenses. Healthy Paws makes it about your beloved pet not about the paperwork and insurance fine print. What a breath of fresh air -- what peace of mind. I'm so glad we found you.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review