Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: April

Healthy Paws is an A+

Healthy Paws Pet Insurance is a great service. I've used them for 2 years. They process claims quickly (usually within 24 hours) and they consistently follow-up on my dog's healing process to ensure he's doing better. They offer superb coverage and low deductibles, which make this a perfect choice for my family.
5

out of 5

POSTED: | BY: Tammy Rehnke

Awesome service!

We are so thankful we found Healthy Paws Insurance company. Our puppy became sick over Christmas and was hospitalized. We were so happy to have selected Healthy Paws Insurance Company for our pet. Within 10 days we received a confirmation that we would be receiving our money for the hospital bills. Not only did they let us know this, but they have sent emails checking on our pet to make sure he was healthy and happy. Can't be any happier with our selection of pet insurance!
5

out of 5

POSTED: | BY: Denyse Groth

Healthy Paws gives quick response and payment

Our Pug had a very healthy life until this recent incident. It turned out to be very serious and he needed surgery to remove his gallbladder to save him. The days following the surgery he experienced one complication after another and was moved to an IC unit. He received the best care and we got to take him home. The claims were filed and we received confirmation within a day. They kept us informrd while waiting for our vet to send his health history. Within a couple days we received the checks in the mail. They are a company who has compassion for your pests with the upmost integrity. Truly refreshing, we highly recommend this insurance company, they have reasonable rates and excellent coverage.
5

out of 5

POSTED: | BY: Kathleen Kelly

Great Insurance company

I'm so grateful to be a member of Healthy Paws, and highly recommend them. I had VPI for 8 years with my previous dog, when he was diagnosed with cancer I learned how most insurance companies work - they itemized the bills and never covered everything...with a limit on everything. The allowed amount in total, would have covered maybe 3 treatments.... In the first 6 weeks he needed one a week...then one every other week...then every 3 weeks and so on. Very disappointing after paying in for 8 year. Soooo this time I did my research. It was actually the cancer clinic that mentioned a patient that had Healthy Paws, and they were the only patient that they knew of that had an insurance company with no limits. I looked at their plan, compared it to all the rest, and they came out on top, so I signed up right away when I got my new puppy. I'm so glad I did, because my puppy is only 9 months now, and unfortunately has elbow dysplasia. After my $250 deductible - Healthly paws paid for 90% of the $600.00! worth of x rays. I didn't want to rush into surgery, and the Vet agreed with me to try alternative methods of healing and restricted exercise for awhile first to see if the limping would stop. I was so pleasantly surprised learn that Healthy Paws helped with lazor treatments as well, being in the holistic field myself this was great news! VPI did not cover any alternative modalities. Unforunatly the second round of x-rays showed that the joint got worse, and we nee
5

out of 5

POSTED: | BY: Joe

Healthy Paws is the Best!

Healthy Paws is simply a wonderful insurance company. Our 3-year-old English Mastiff, Jeff, has had medical problem after medical problem -- skin, ear, and eye infections, tick-borne illness, kennel cough, giardia, you name it, he's had it. In the three years we've had him, there have only been a handful of months that we haven't ended up in the vet's office. The only saving grace through all this has been Healthy Paws. They've been there for us every time. Prompt. Friendly. Caring. Simply lovely. It's like working with a friend instead of a company. At one point, they even asked for a photo of Jeff so they could get to know him better. And, they are so efficient. Last Friday, the day after Thanksgiving, Jeff had to go back to see some specialists. Healthy Paws sent us a notice of reimbursement, which covered virtually everything, that night, hours after his visit. This company is truly amazing. I couldn't imagine going with another insurance company after working with Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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