Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,476

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,476

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Lorraine O.

Great nsurance for the price

My chihuahua was diagnosed with stones in her bladder. The staff at Healthy Paws gave me fast & courteous answers to any questions I had. They follow up on her recovery, and best of all I received the reimbursement check within 1 week of submitting my claim. I would highly recommend Healthy Paws Insurance to all pet owners.

out of 5

POSTED: | BY: doreen alfaro

Excellent Pet Insurance company

This is my first time experience with Healthy Paws and I'm glad I chose them. My little yorkie fractured his leg and Healthy Paws was right there to assist. Excellent coverage. Fast processing of claims and good customer service. A pleasure doing business with them.

out of 5

POSTED: | BY: Michael

We'd Be Lost Without Healthy Paws

Healthy Paws Pet Insurance is the best pet investment we've made since adopting our dog. We've had a policy for almost two years now and have received excellent customer service. Quick turn around on claims and friendly help when calling. The best thing you can do for your pet is get Healthy Paws Pet Insurance so that his or her health will never be compromised.

out of 5

POSTED: | BY: Lisa Cassenti

Healthy Paws Pet Insurance is wonderful!

Last month, my male cat, Miley, underwent a surgery called a "perineal urethrostomy" to save his life. He was hospitalized prior to and following the surgery. Unfortunately, he just had to have a follow-up surgery as he did not heal properly from the first. Healthy Paws processed all of my claims within a few days! I am beyond grateful that I chose this pet insurance for my Miley. I can focus on helping him to heal and not have to worry about how I will pay the vet bills. I chose a plan that covers 90% of eligible expenses. There are essentially 4 options for plans and there is no lifetime limits. Everything has been covered for Miley at 90% including meds, hospitalization, and surgeries. I have only had to pay for things like the exam and anything that is considered proactive (in this case, the special prescription food he needs). Healthy Paws also helped us immensely last year when Miley has surgery for mast cell tumors. I highly recommend this plan for all pets.

out of 5

POSTED: | BY: Rachel

Healthy Paws is AWESOME!

Healthy Paws is one of the best companies I have ever dealt with, much less by far hands down the best insurance company - person or pet. Healthy Paws are what I think insurance companies were originally intended for (people, place or pet). You sign up for your plan, pay your premium (hope you never have to use it) and when the time unfortunately comes and you have to use it they cover you for what was agreed upon without nitpicking every single thing looking for a way to avoid paying out. They also treat you with respect, kindness, professionalism and prompt polite service. My dog has been covered by them since about 2010 and really haven't had to use it thankfully until this summer. Oliver started limping around August and having an issue with his rear right leg. The vet thought he had a torn ACL and we started him on conservative treatment - acupuncture, Rimadyl, rest and weight loss in hopes to avoid surgery. Healthy Paws covered his vet bills according to the plan I signed up for - 80% with a $100 deductible. Unfortunately he still needed surgery so scheduled it for the end of September. The night before Oliver seemed to injure his rear left leg and could barely walk. He had the rear right leg surgery and could only wait and see on next steps for the new injury once he was healed up. Stressful (and expensive) time to say the least. I picked him up from vet on a Friday, had his claim submitted and I had an email from them in 2 days stating they were proces

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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