Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Cristine Collier

Thank you Healthy Paws!

My Pomeranian has had health insurance through HP for 6 or 7 years now and I've never really used the insurance much, but always kept it just in case something bad happens. Well, my little Pom, Hermes, wasn't really eating or drinking for 10 plus days and the bill was $1,151.07 which is not something I can readily afford. Thanks to HP they reimbursed $920.86! The review and reimbursement were very quick and I've since had 2 other claims that have been processed in record time. HP is the best in my opinion and I've always had great experiences with them!
5

out of 5

POSTED: | BY: Mili

Incredible seamless service!

As new pet parents, Healthy Paws has been absolutely fantastic and seamless in helping us when our 2.5 year rescued dog fell sick and had to be hospitalized in ICU for 4 days. We were worried sick and at least did not have to worry about the financial drain, THANKS to Healthy Paws. We will be lifelong customers!
4

out of 5

POSTED: | BY: NA

Healthy Paws is a good company

About 3 months ago my puppy had an emergency that required multiple ultrasounds, X-rays,endoscopes, and multiple trips to the Emergency vet. This was my first experience using pet insurance so I was nervous but Healthy Paws made it easy. Claim filing is simple, response time is quick, they reimbursed us for everything the said they would and they even sent an email checking to see if my dog was ok after. Highly recommend them.
5

out of 5

POSTED: | BY: Noam

Don't know what we'd do without Healthy Paws

We couldn't be happier with our Healthy Paws policy, their level of professionalism, customer service, and their responsiveness. Our dog recently became very ill and required hospitalization for about 10 days. The costs were overwhelming, in the thousands of dollars. Within days of filing our claim we received a personal email from a Healthy Paws rep (Tim Weiss) asking us how our dog was doing and checking on her recovery. About a week after filing our claim we received our reimbursement check in the mail. Filing claims online is also very easy, taking only seconds to update invoices with no additional information required. We plan on recommending Healthy Paws to all of our pet owner friends and also adding a policy for our cat. We're fortunate to have been covered during such a scary (and costly) period and are very thankful to the help we got from Healthy Paws.
1

out of 5

POSTED: | BY: Mimi

Looking for any excuse to not insure your claim

Our precious 1-year-old cat deteriorated very quickly within a few days. After putting it to sleep, we got a blood test result back that he had high amounts of the FIP virus. Healthy Paws refused to insure our claim, claiming that he had a pre-existing condition of having trouble walking with his hind legs, which the vets said was cerebellar hypoplasia. Even though the vets said it was something else, Healthy Paws was quick to point out that because of this "condition" which was present during our waiting period, they cannot insure our claim. Our cat clearly had an illness, but because they claimed there was a pre-existing condition that didn't necessarily have to do with the virus (with no medical proof), they refused to reimburse our thousands of dollars to watch our cat die. They went against our vet reports to pinpoint that single condition to not insure our cat.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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