Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,204

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Larry

The best.

We’ve submitted 2 claims to Healthy Paws within a 15-month period for the same dog. We spent only a few minutes of our time presenting the claims, no questions were asked of us and we received the full amount due within a very short time. It's been an outstanding and remarkable experience with an insurance company. We received about $3,200 on one of the claims and $1,100 on the other, so they weren't small claims. We’re very knowledgeable consumers and we recommend Healthy Paws without hesitation or reservation.
5

out of 5

POSTED: | BY: Nina

I wish human health insurance was this easy!

My dumb golden retriever ate one too many socks and needed it to be surgically removed. $4000 and 25 staples later, he is doing much better! Thank goodness we had Healthy Paws Insurance. Surgery was on a Tuesday, I submitted my claim on Friday through the Healthy Paws App (get it... it is so easy and helpful). One week later, I received my check in the mail. Such an easy process and super fast! If only human health insurance was this easy!
5

out of 5

POSTED: | BY: Tom

They provide amazing service!

My dog needed emergency surgery. Having the knowledge that Healthy Paws had us covered made the decision to proceed easy. Casey is now home and healthy again. Healthy Paws paid the approved the claim in 2 days and promptly sent payment. This was followed up with a wonderful email asking how Casey is feeling. I enthusiastically recommend Healthy Paws, and have encouraged a number of my friends to insure their pets with them.
5

out of 5

POSTED: | BY: Nancy

You can't afford to be without pet insurance

I have 2 dogs that are both covered. One of my dogs just had her second ACL surgery. Both surgeries were covered. Without this coverage, I may have had to make the painful choice of having to have her put down do to the cost of the procedure. Nobody wants to be put in that position. I couldn't be happier with Healthy Paws customer service, coverage and quick claim processing times.
5

out of 5

POSTED: | BY: Shyam

Healthy Paws - Saving Pets Lives, Saving Us Money

healthy paws pet insurance has repeatedly saved the lives of my two dogs by allowing me peace of mind to go to the best vets and surgeons in my area with no worry about cost. as far as i know they are the ONLY pet insurance without price caps/limits on treatments which means if you your pup needs $15,000+ worth of surgery then it's covered after your deductible. i never knew vet bills could be so high and like many of us never thought it'd happen to me. but it has. repeatedly. with healthy paws i never have to worry if i've got enough in savings again. i will NEVER adopt another pup without insuring them with this incredible company immediately.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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