Healthy Paws | Pet Insurance Review

4.7

out of 5

Number of reviews 11,209

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jeff

Simply the best pet insurance you can get!!

We have a 3 year old mix puppy. Bella is the best little girl and we love her as if she were one of our children. We got her when she was 2 months, a rescue, her mom was found pregnant on the streets of Mexico. She has had several visits to the vets for minor issues and then I was covered. She recently had to have knee surgery a $2500 expense and that is very reasonable for this common but expensive procedure. Thankfully we had Healthy Paws and didn't have to hesitate to get Bella the Care she needed. I have had Healthy Paws from the start, and used them for minor things several times. Their claim process online is so simple and they have always paid what they were suppose to according to the policy. Their payments are also been very timely. A great company that provides the best service.
5

out of 5

POSTED: | BY: Deborah

5 Stars!

Healthy Paws has been wonderful. My 17.8 year old Bichon Frise needed spine surgery in May 2017. Healthy Paws they didn't hesitate in providing coverage. Not only did they reimburse me promptly, but their customer service is wonderful -- kind and courteous. They even followed up with me to see how Cody was doing. Their coverage is very generous. I recommend them to every pet owner I talk to. If and when we decide to adopt another dog in the future, I won't hesitate to use Healthy Paws again, I would sign up on day one.
5

out of 5

POSTED: | BY: Mirin

Amazing company that really cares

We are so happy that we picked Healthy Paws as our pet insurance carrier. My Lovey was bitten in January by a stray dog and it costed us $2000. So we bought insurance for her in March to get a piece of mind. With our bad luck, Lovey was limping in June. After couple vets' visits it was determined that she needed surgery. Healthy Paws pay 90% of the costs and they approved the claims in 4 calendar days! I am so impressed with their efficiencies and they send us email in inquiry about Lovey after her surgery. They really care about our pets!
5

out of 5

POSTED: | BY: Jeanne

Excellent Experience with Healthy Paws

Simply the best! They've paid both minor claims (oral antibiotics) & major claims (knee surgery) incredibly quickly. I've found submitting the claims takes only a few minutes and they always send a follow-up e-mail to see how my dog is doing. Having encountered the high cost of cancer treatment for several other pets, I decided to look into health insurance for Winnie when I adopted her at one year of age. It's now almost 4 years later and her premium has only minimally increased. With the cost of veterinary procedures climbing (her knee TPLO and associated charges ran close to $6K), I'm incredibly glad to have purchased a Healthy Paws policy for her. My only regret is that they don't offer similar coverage for humans . . .
5

out of 5

POSTED: | BY: Norman

Best pet insurance out there

A 5-star rating is not high enough for Healthy Paws. They have been incredible. When my extremely healthy Shiba Inu got a life threatening infection (pleural effusion) from a foxtail he had to have major surgery to save his life. The estimate was $10,500. We went ahead with the surgery. When we picked him up 7 days later, I opened the Healthy Paws App, took a photo of the invoice, and hit Submit Claim. I received a confirmation shortly thereafter that a check was being sent. I also received a personal phone call to see how he was doing. Great customer service. Life is unpredictable. Save yourself a lot of anguish and get insurance for your furry friend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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