Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Clarice C

Perfect!

Excellent customer service. Excellent coverage. What more can consumers ask for? No hidden terms. No headache submitting any claim: rest assured that all pets are safe under this plan.
5

out of 5

POSTED: | BY: Clarice chan

Perfect!

Excellent customer service. Excellent coverage. What more can consumers ask for? No hidden terms. No headache submitting any claim: rest assured that all pets are safe under this plan.
5

out of 5

POSTED: | BY: veronica

Amazing customer service, speed of payment, and care for pets

I would recommend every pet owner to sign their pet up to Healthy Paws as soon as they hopefully adopt or buy their pet. I signed up five years ago when I adopted my first dog and have been incredibly impressed with them. I just wish my medical insurance was as good, as efficient, as easy to use, and as caring. At one point last year, I had not been to the vet in so long that for a minute I questioned the pet insurance premium. So glad I kept it as this year my beautiful, strong mutt tore her ACL and had a very expensive surgery. I was reimbursed within a week! I tried everything possible to not have to do the surgery but in the end it was 90% torn so had to go ahead with surgery. With everything I had to worry/stress about with my pup, it was nice not to have to worry about the financial burden as well. If you're thinking of getting pet insurance, this is a no brainer.
5

out of 5

POSTED: | BY: veronica

Amazing customer service, responsiveness, and care

I would recommend every pet owner to sign their pet up to Healthy Paws as soon as they hopefully adopt or buy their pet. I signed up five years ago when I adopted my first dog and have been incredibly impressed with them. I just wish my medical insurance was as good, as efficient, as easy to use, and as caring. At one point last year, I had not been to the vet in so long that for a minute I questioned the pet insurance premium. So glad I kept it as this year my beautiful, strong mutt tore her ACL and had a very expensive surgery. I was reimbursed within a week! I tried everything possible to not have to do the surgery but in the end it was 90% torn so had to go ahead with surgery. With everything I had to worry/stress about with my pup, it was nice not to have to worry about the financial burden as well. If you're thinking of getting pet insurance, this is a no brainer.
5

out of 5

POSTED: | BY: Katie

Thankful for Insurance

We recently took our cat, Autumn, into the vet because she was experiencing a stuffy nose. A few x-rays and ultrasounds later it had turned into visceral lymphoma. Being only 3.5 years old we were completely shocked and devastated. It was no question at all that we were going to do everything we could for her. We had always had insurance for our pets since we had the experience of one cat eating a foreign object and requiring a $3000 surgery without insurance. After that EVERYONE got insurance! Within the first 2 weeks of treatment, Autumn's medical bill was over $12,000 and we had barely even began the uphill battle with her cancer. It is such a relief knowing that she has Healthy Paws Insurance and is covered for 80% reimbursement. We have no problem insisting Autumn receives top of line treatment and any diagnostic test that may be of help. I couldn't recommend Healthy Paws Insurance anymore than I already do! Please invest in your pet's future before it's too late.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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