Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rebecca

Absolutely the best pet insurance on…

Absolutely the best pet insurance on the market. Wish I didn't have to use it, because it means my pet has been ill. However, without Healthy Paws, I don't know how we would have paid for medications and surgery. Their customer service and responsiveness to claims is stellar. Wish my human medical insurance was this good.
5

out of 5

POSTED: | BY: Tessa Swenson

Had an expensive surgery for a toe…

Had an expensive surgery for a toe amputation for my dog on 1-24-19. Healthy Paws' reimbursement for the surgery was in my checking account by 2-4-19 which was very quick. Excellent customer service.
5

out of 5

POSTED: | BY: Natalie

I cant say enough about how great these guys are!

I did a lot of research on pet insurance before signing up with Healthy Paws. The others were either too expensive or limiting on what they cover and how much. Decided to go with Healthy Paws and they did not disappoint! I've had the insurance now for 5 years and dont know what I would have done without it. My dog just had his second knee surgery within a year's time, and after the deductible was met, they covered 90% of it! And the best part is, the claim gets processed within a few days and I get the check a few days after that! WOW! Just WOW! And now they just surprised me again by following up to find out how my dog is doing after surgery! What pet insurance does that? Thank you Tim!
5

out of 5

POSTED: | BY: Natalie

I cant say enough about how great these guys are!

I did a lot of research on pet insurance before signing up with Healthy Paws. The others were either too expensive or limiting on what they cover and how much. Decided to go with Healthy Paws and they did not disappoint! Ive had the insurance now for 5 years and dont know what I would have done without it. My dog just had his second knee surgery within a year's time, and after the deductible was met, they covered 90% of it! And the best part is, the claim gets processed within a few days and I get the check a few days after that! WOW! Just WOW! And now they just surprised me again by following up to find out how my dog is doing after surgery! What pet insurance does that? Thank you Tim!
5

out of 5

POSTED: | BY: Beth Mullins

Seriously has saved my dog's life 4x

Seriously has saved my dog's life 4x. I got insurance at 6 mo. old because my puppy was an eat 'em up type baby dog. I was concerned we would end with a ball in the belly and have $$$ in surgery someday. As it happened my dog was diagnosed with an auto-immune disease at 11 mo. and has unfortunately been prone to various maladies. Having Healthy Paws insurance with their generous coverage, easy & quick claim turn around and kind customer service has allowed us to make humane and life saving decisions for our dog. She is a bit of a lemon at times but she is happy and healthy right now squeaking her toy a bit too much as I write this. And, I know this is a glowing review that may seem untrue or over the top but truly my dog has been hospitalized over 5x at veterinary specialist in her 5 1/2 years and we couldn't give her that care without Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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