Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jeanne

Best decision I’ve made after choosing my puppy!

So happy we chose HealthyPaws insurance for our Lab! Enrollment was simple and when we needed to file a claim, the process was easy to do all online. Very impressed they followed up after our Daisy had surgery to see how she was recovering and extended to her their well wishes!
5

out of 5

POSTED: | BY: Gina

By far the best pet insurance company around!

Healthy Paws is one of the best pet insurance companies I've dealt with! I have had experience with two other companies and HP is by far the best! The claim submission is easy, the reimbursement rates are high (mine are 80%), the rates are reasonable and the customer service is superb. I highly recommend them.. for example, my German Shepherd within 10 days time had knee surgery and then ended up in the ER, costing me about $8400 in 10 days, I submitted the claims to HP and received $6400 in reimbursements! AND received those fund quickly! The knee surgery in 3 weeks and the ER in less than 2! This is huge when you have those type of vet bills - they even emailed me personally to check on the patient! Absolutely amazing company!
5

out of 5

POSTED: | BY: Craig/Barb

Healthy Paws Pet Insurance is Awesome

Our dog Newman suffered a severe laceration on his side due to being frightened by a loose dog. The infection which accompanied the laceration was resistant to all medications which were prescribed for him. After weeks of multiple vet visits the wound finally showed improvement and healed. Healthy Paws customer care is the best and claims processing is easy and fast. They supported us from the beginning and even sent an email to us asking how Newman was doing. Healthy Paws is Pawsome!
5

out of 5

POSTED: | BY: Robin

The best

I would never own a pet without having pet insurance. To be faced with a life or death situation and not be able to financially afford it, isn’t an issue when you have pet insurance. With Healthy Paws, I KNOW I can give my pups the best medical care available... no questions asked and fast reimbursement checks.
5

out of 5

POSTED: | BY: Kristin

Solid and Dependable

I’ve had Healthy Paws insurance for about a year and a half for my cat. It’s been a great experience so far. Although my cat is young and healthy, he’s had some random occurrences—a parasite and now a hurt leg. Particularly with this leg issue, it’s been ongoing and thank god I have Healthy Paws. They’ve been seamlessly covering all the meds and tests and vet visits, etc. Its a huge relief to feel like I have a partner who is holding up their end of the deal during this time when I need them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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