Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ron Brada

Emergency surgery for bloat/GVD coverd by Healthy Paws

My GSD is recovering from emergency surgery to save his life from his stomach flipping 180 due to bloat/GVD. The emergency vet clinic quoted $5K-$9K for the surgery with no guarantee of the outcome. I was able to say "just do it ASAP" and I knew Healthy Paws would cover most of the cost. Having Healthy Paws insurance removed having to make a painful decision based on finances to save my dog's life. I submitted the claim to Healthy Paws on-line, and a check for ~87% of the cost (minus $250 annual deductible and exam fee) is on its way to me. I STRONGLY recommend Healthy Paws to any dog owner - even unexpected non life threating treatments can cost $100s or $1000s . I decided on Healthy Paws versus other insurances because they are not "schedule" based (which only cover certain treatments for fixed amounts) and have an annual deductible, not a per-incident deductible. They have been prompt and efficient in processing claims, even inquiring how he is doing. So Mikey is doing great, back to normal, and is scheduled to get the 21 staples out of his belly today (ouch!).
5

out of 5

POSTED: | BY: Norma

Thank goodness we bought pet insurance!

Our puppy needed emergency stomach surgery, and it was expensive. Healthy Paws quickly processed our claim, and Toby is making a full recovery. I am now a strong advocate for pet insurance, and Healthy Paws has been excellent.
5

out of 5

POSTED: | BY: Chris Fritz

Saved my bacon!

I would be in a world of hurt without Healthy Paws. I have a 5 year old German Shepherd that is a certified human remains detection dog and active search and rescue K9 in Texas. She was unlucky and developed colonic torsion, only the 2nd case our emergency vet had seen in his 30 years of practice. Starbuck (my GSD) was not feeling well for a few days and despite efforts by my local vet (and $600), she was not recovering. After 2 days, my local vet recommended I take her to a specialty/emergency vet in the city. The specialty vet looked at Starbuck and recommended exploratory surgery as the Xrays were not clearly showing what the problem was, but the surgery would cost between $5500-6000! They said we could wait another day and see if there was improvement or change, but that there would be added risk of things getting worse. Starbuck is like my kid and we have spent hundreds if not thousands of hours training for search and rescue together. I was definitely going to go through with the surgery, but knowing that I would be covered by Healthy Paws, I didn't even have to consider waiting or how I was going to afford the bill (I'm a graduate student, so money is always tight). Today, Starbuck is healing up well and should be able to start search practice again in a week or so! Healthy Paws has reviewed all of the claims and has sent out checks! I recieved about 90% of the expenses back turning a $6500 nightmare into a much more manageable $700 exercise in belt tightening!
5

out of 5

POSTED: | BY: Janet Hilzenrath

Signing up our dog with Healthy Paws was the smartest thing we ever did!

Could not be happier with Healthy Paws. Besides being able to pick out the amount of insurance, cost, deductions, etc, you get exactly what you sign up for! No surprises! Only surprise is how quick and easy it is to put in a claim and get a satisfied result!! Our dog as many allergies and form the start of testing and blood work and meds, Healthy Paws has been with us all the way and continues to do so. I told a friend who just got a new puppy about Healthy Paws and after she did her own research, signed up as well and is extremely happy too!
5

out of 5

POSTED: | BY: XINGYU

My puppy's savior

My 5-month-old GSD puppy had a critically serious viral pneumonia, because of which my puppy almost died. My boy had to rely on the ventilator for nearly two weeks to survive, which cost over ten thousand dollars per day and I had to pay for the treatment daily. The policy of healthy paws insurance is the greatest, as, in my case, they were able to make the direct payment to the veterinary everyday so that I only had to pay the balance after the coverage. There were still a couple thousands to pay daily, but what healthy paws did truly meant a lot. Healthy paws helped me out of there and literally saved my GSD puppy. I'm sincerely grateful to healthy paws for the timely help!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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