Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Sandra

Healthy Paws Pet Insurance is Truly There When You Need It!

When my husband and I decided to get a French Bulldog puppy, we know that we would need health insurance for him. Frenchies, although they appear to be hearty animals, can be prone to allergies and some other ailments. I did my homework and compared premiums and benefits of several different insurance companies. I chose Healthy Paws because of its ease of use and its reasonable reimbursement policy. My decision has proven to be a good one. In his two years, Herschel has had allergy testing and a few common illnesses. Healthy Paws reimbursed all of the visits except for routine wellness at 80%, Last week, Herschel unfortunately had a herniated disk, which required emergency surgery. Once again, Healthy Paws came through and quickly reimbursed 80% of the surgical costs and all of the exams medical care. We highly recommend Healthy Paws to any pet owner who wants the ability to provide needed medical care to his/her pet without worrying about the cost.
5

out of 5

POSTED: | BY: Mircea

Peace of mind Insurance.

Healthy Paws was suggested at my work initially. We were not familiar with pet insurance never searched for one. We signed up and started using it. In the second year our dog needed major leg surgery that cost over $ 4.000. Having insurance made it so much easier, we were able to concentrate on the well being of our dog without stressing about the cost. They even covered hydrotherapy after surgery. There were years when we paid more in insurance premiums then what we used but there were also years where they paid us way more then we paid. A monthly premium gives us the peace of mind that we do not compromise about our dog's healthcare because of the cost. Healthy paws customer service is 5 star, they even checked with us how our dog was doing after surgery. Payments are quick and always hassle free. We did not try another insurance because we have a good experience with our current one.
5

out of 5

POSTED: | BY: Bree Tyler Elliott

I was able to save mu young cat that had a urinary blockage when I couldn’t pay

The thought that I would need to euthanize my 1yo cat because of money was awful. Thanks for Health Paws and their amazing support and quick response I could get my claim pre-approved and proceed with treatment. My cat had a urinary blockage that couldn’t follow a regular route of treatment and needed surgery and I can’t thank Health Paws enough for helping me in a such difficult moment.
5

out of 5

POSTED: | BY: Bruna

Because of healthy paws I could save my cat.

The thought that I would need to euthanize my 1yo cat because of money was awful. Thanks for Health Paws and their amazing support and quick response I could get my claim pre-approved and proceed with the vet care. My cat had a urinary blockage that couldn’t follow a regular route of treatment and needed surgery and I can’t thank Health Paws enough for helping me in a such difficult moment.
5

out of 5

POSTED: | BY: MaryAnn

One less thing to worry about

Our dog Gracie was in the hospital for over two days while the doctors tried to figure out what was wrong. Healthy Paws helped take care of Gracie's medical bills promptly and were very responsive when we had questions. It was one less thing for us to worry about which confirmed for us that we had made the right decision choosing insurance for our sweet girl who is now doing much better after many tests to determine the issue.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review