Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Elizabeth M

Healthy Paws allowed us to make humane and life saving decisions for our pet

Seriously has saved my dog's life 4x. I got insurance at 6 mo. old because my puppy was an eat 'em up type baby dog. I was concerned we would end with a ball in the belly and have $$$ in surgery someday. As it happened my dog was diagnosed with an auto-immune disease at 11 mo. and has unfortunately been prone to various maladies. Having Healthy Paws insurance with their generous coverage, easy & quick claim turn around and kind customer service has allowed us to make humane and life saving decisions for our dog. She is a bit of a lemon at times but she is happy and healthy right now squeaking her toy a bit too much as I write this. And, I know this is a glowing review that may seem untrue or over the top but truly my dog has been hospitalized over 5x at veterinary specialist in her 5 1/2 years and we couldn't give her that care without Healthy Paws.
3

out of 5

POSTED: | BY: Marina Sethna

Prices will continue to hike!

Officially cancelling our policy after being with healthy paws for 5 years. They have continued to raise prices. In a few years I’ll be paying 100 a month for my dogs insurance (more than I pay for my own). They are increasing our policy by 9 dollars a month which will be $62.52. I’m beyond upset about this as I’ve already paid so much over the course of my dogs life and have only ever benefited off it once. With a monthly fee like that and a $250 dollar deductible I just don’t see it ever being worth it. There are also no discounts for teeth cleaning or office visits. The least this company could do is provide their loyal customer with incentive to stay instead of continually raising prices by this much. Fed up with it. Put the money you spend on insurance into a savings account so if your dog has an emergency you have the money to pay for it.
5

out of 5

POSTED: | BY: Cathie Loomis

Excellent coverage and flexible terms and they pay quickly.

I decided to get pet insurance for my second pug after I had spent so much on my first pug without insurance. I chose Healthy Paws Pet Insurance because of their flexible premium and deductible packages. Their coverage is excellent covering almost anything. The terms of coverage are very clear and if you don't understand something they have very helpful people you can talk to. I've already made several claims. The most recent claim was for airway surgery on my pug. They covered the entire surgery and hospitalization. I just had to pay my deductible. Having this insurance allowed me to make the decision to get the surgery for my pug. Submitting a claim is super easy. You can submit the paperwork online or they have an app and you just snap a photo. It only took about a week to get my reimbursement from the time I submitted my claim. I highly recommend Healthy Paws for your pet insurance.
5

out of 5

POSTED: | BY: Karis Kellner

Very happy!

HealthyPaws has been wonderful with reimbursement and processing our claims in a timely fashion. We really appreciate everything. I have advised friends and family that pet insurance has been one of the most worthwhile investments I’ve ever made! My only regret is not purchasing it sooner!
2

out of 5

POSTED: | BY: Alexana Wolf

Raised rates with no notice and never responded to my request for info

They raised my rate 25% with no notice. I'm on auto-pay and suddenly I had less money than I thought that month. Lo and behold my premium was different! I sent customer service an email and two weeks later they still haven't written back. The least they can do is warn you when they are going to raise your premium, and maybe respond? I never actually used the insurance so I can't comment on that but if their response time is any indication stay away.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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