Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: David

Will not give me my policy number

I have paid this company for almost 2 years they have never provided me with a policy number or given me any thing in writing can’t contact them I hove no phone number. What’s the point in paying for nothing!
5

out of 5

POSTED: | BY: Veronica

Miracle Workers!

Thank you for being in business!!! Our4-year-old dog got into a terrible accident and had to have an emergency knee surgery. We had had the insurance for not that long and i was concerned they would make it extra hard to reimburse the procedure, i was happily wrong. Healthy paws had an amazing turn around time, super friendly, compassionate, and understanding. The process was super smooth and we got our reimbursement within two weeks! talk about peace of mind!!! Their rates are also the most affordable nationwide and their coverage is right up there with other expensive insurance companies. I searched all over the place before settling with them and im so glad i did. thank you healthy paws!!!
5

out of 5

POSTED: | BY: Tor Holm

Best pet insurance in the world.

Absolutely the best insurance out there. Claims are filed via your phone by taking picture of the invoice and there are never a question. Funds transferred in matter of days. I highly recommend this company and will stay with them as long as I have dogs.
5

out of 5

POSTED: | BY: Veronica Mejia Barney

Thank you for being in business!!!

Thank you for being in business!!! Our4-year-old dog got into a terrible accident and had to have an emergency knee surgery. We had had the insurance for not that long and i was concerned they would make it extra hard to reimburse the procedure, i was happily wrong. Healthy paws had an amazing turn around time, super friendly, compassionate, and understanding. The process was super smooth and we got our reimbursement within two weeks! talk about peace of mind!!! Their rates are also the most affordable nationwide and their coverage is right up there with other expensive insurance companies. I searched all over the place before settling with them and im so glad i did. thank you healthy paws!!!
5

out of 5

POSTED: | BY: Gretchen

I am able to focus on my two dogs' health - instead of worrying about bills

I am thankful each and every time something comes up with our two dogs that I’m not put into a position where we have to make some horribly tough decision, like so many people … Do I move forward with this expensive procedure and have to sell my car? Not eat for a few months? Fall into an insurmountable load of credit card debt? Or worse, for some people, because they cannot afford it, they end up having to put off a needed procedure while their pet suffers each day, because surgery is just not a financial option for them. What a horrible conversation people have to have. Healthy Paws covered TWO TPLO surgeries for one of my dogs - at 90%. In addition, they covered holistic underwater physical therapy for months at 90% each visit. My dog, years later, grew an abscess in one leg, and had to have ALL the metal in both legs removed. Healthy Paws covered this procedure at 90% as well. We would do anything for our dog, which means, we would have done the surgeries without insurance. But we would be in at LEAST about $20,000 worth of credit card debt right now, just for the TPLO issues alone, without our Healthy Paws coverage. Every time I call, their customer service representatives are kind and compassionate. They have recently raised our rates. However, I know people with other pet insurance who also had their rates increased. (I think inflation is just making everything more expensive across the board.) Healthy Paws does NOT cover: ~ Vaccines ~ Office visit charges ~ PRE-EXISTING CONDITIONS I am truly thankful we made the decision to go with Healthy Paws. - Gretchen P. Emeryville, CA

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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