Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Dependable insurance ensures that your pet can get the care they need
My dog is part toy poodle and they tend to have knee caps that pop out. It was starting to affect her ability to run around care free. The orthopedic vet said that we could put surgery off for a while, but he wouldn't recommend it, since she will suffer more cartilage damage and develop arthritis at an early age. We've had Healthy Paws coverage since Pixie was a puppy and they covered the surgery for both knees, quickly, efficiently and with no hassles or questions. It's nice to only pay a few hundred dollars for a $3400 surgery! I tell everyone I know with a dog to get insurance. I never want to worry about whether I can afford to give my dog the care she needs.
Dependable insurance ensures that your pet can get the care they need
My dog is part toy poodle and they tend to have knee caps that pop out. It was starting to affect her ability to run around care free. The orthopedic vet said that we could put surgery off for a while, but he wouldn't recommend it, since she will suffer more cartilage damage and develop arthritis at an early age. We've had Healthy Paws coverage since Pixie was a puppy and they covered the surgery for both knees, quickly, efficiently and with no hassles or questions. It's nice to only pay a few hundred dollars for a $3400 surgery! I tell everyone I know with a dog to get insurance. I never want to worry about whether I can afford to give my dog the care she needs.
5
out of 5
POSTED:
| BY: Eleena Janan
So Grateful
When I had to leave my pup Piglet at the vet hospital for over three days while they ran tests to try and figure out why she wasn't eating and regurgitating putrid brown liquid, it was one of the most stressful situations I have been in. The only thing worse than the bill I was racking up was the fact that they didnt know what was wrong with her. I work for a non-profit and live to paycheck to paycheck. I can't even imagine what I would have done had I not had Healthy Paws. I could relax knowing that I wouldn't have to go into debt when this was all over.
Not only did HP approve my claims within a few days but the money was in my account ready for me to pay off my credit card in a few weeks.
So grateful for this insurance. I also had a great experience with their customer service when I needed to adjust a claim that I had already submitted.
My little girl Piglet is a naughty one. During Christmas she somehow managed to ingest a giant rubber ball that cause total blockage. It was traveling in her for a weeks so it took on many symptoms and for a long time we did not know what was wrong. When she stopped eating and starting regurgitating non stop we took her to the vet for some expensive tests that were inconclusive so they sent us to an ER where they ran even more tests.
Piglet had to stay with them for days while they ran tests, and it was one of the most stressful experiences I have had. I can't even imagine what I would have done if I didn't have Healthy Paws Insurance. I work for a non-profit and live paycheck to paycheck. I had to use my emergency credit card and rack up thousands that I simply would not have been able to pay back any time soon. I am so grateful for Healthy Paws, they made it extremely easy to submit the claims and not only were they approved within a few days but I was refunded 80% of the costs before I even had to pay off my card, so yay! I didn't have to go in debt. Thank you HP!
5
out of 5
POSTED:
| BY: Jessica L
LOVE LOVE LOVE
I enrolled my puppy around 6 months of age, and it was hands down the BEST decision I had ever made. At just shy of the age of two, what we thought was an ACL/CCL tear was soon discovered to be severe hip dysplasia, in both hips, but needing just about immediate attention on the right hip. My almost two year old pup required a total hip replacement . Luckily enough, Healthy Paws covered hip dysplasia, and covered 80% of what would have been an almost $8,000 bill for me. They made it so beyond easy on my end. The made a pre-authorized same-day payment to my vet. My vet called and handled everything from there. They covered all additional related expenses. Again, little did anyone expect, but within 8 months of having a total hip replacement, my dog had popped his hip out, never gave any signs of pain, discomfort, until he couldn’t handle the pain anymore. Scar tissue formed a false hip socket, but eventually led to the feeling of bone-on-bone pain. Once again, my angels At Healthy Paws were there again! My dog required a hip-re-replacement and another costly surgery, and as previously done, they made a same-day payment for another $5,300 bill. I cannot express enough how thankful I am for them! My mind is always at ease knowing I don’t have to worry about my dog and medical treatment. They truly are angels. They make it so hassle free to submit a claim and they’re all extremely frienly and empathetic. Within a few days after returning home from both surgeries, Healthy Paws staff reached out to inquire about how my dog was doing. Anytime my pet comes up in conversation or I learn of someone who doesn’t have pet insurance yet or is planning on getting a dog, I ALWAYS brag about Healthy Paws and urge them to inquire! Even my vet said they’ve never had pet insurance companies make same day payments like Healthy Paws did. At this most recent visit, I could see other pet parents in the waiting room listening in on my conversation regarding my vet bill and what the pet insurance company covered on the same day! So all in all, I am an EXTREMELY happy Healthy Paws client and they have myself and my pup for LIFE! No lifetime or annual maximums, and no premium increases for submission of claims. What’s better than that piece of mind?!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
