Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Elise

My puppy had to get surgery because he…

My puppy had to get surgery because he likes to chew on things and a bunch of fabric had built up in his stomach over time. An unexpected experience like this is stressful enough, so I'm really relieved that Healthy Paws was able to cover almost all of the cost!
5

out of 5

POSTED: | BY: Dan Logan

These guys are the best!!

Isabelle, my Golden Retriever is 6 years old. She attends daycare 4 days a week, goes to work with me one day a week, swims at an indoor dog pool year-round, and is a certified therapy companion. We visit hospitals, schools, and assisted living facilities. She pretty much goes everywhere with me. Christmas day we visited my daughter and Isabelle was running with her dog having a great time. I then heard a yelp, and she was limping badly. Spent Christmas day in the emergency with her. Turns out she was modifying her run (I think) to adapt to my daughters’ much smaller dog, and tore her ACL. This required expensive surgery and subsequent rehab work. I submitted the bill, it was quickly paid minus my deductible. These guys are awesome! One unexpected accident can cost thousands. This insurance is so worth the cost. Years ago, I had insurance with another company but got tired of all the paperwork to be filled out, only to be told denied. I have recommended Healthy Paws to everyone I know. My daughter’s dog is also insured by them. The claim process is simple. I actually take a pic and send the bill while I am at the vet’s office. The people are wonderful and what is really nice, you don’t feel like you are dealing with an insurance company trying to find a loophole to not pay. I will never go uninsured with my dog, nor should you. But the insurance is only as good as the people. That’s why it is only Healthy Paws for me! Thanks, guys! I wish my coverage was this good!
5

out of 5

POSTED: | BY: Dan Logan

NO ONE BETTER!

Isabelle, my Golden Retriever is 6 years old. She attends daycare 4 days a week, goes to work with me one day a week, swims at an indoor dog pool year-round, and is a certified therapy companion. We visit hospitals, schools, and assisted living facilities. She pretty much goes everywhere with me. Christmas day we visited my daughter and Isabelle was running with her dog having a great time. I then heard a yelp, and she was limping badly. Spent Christmas day in the emergency with her. Turns out she was modifying her run (I think) to adapt to my daughters’ much smaller dog, and tore her ACL. This required expensive surgery and subsequent rehab work. I submitted the bill, it was quickly paid minus my deductible. These guys are awesome! One unexpected accident can cost thousands. This insurance is so worth the cost. Years ago, I had insurance with another company but got tired of all the paperwork to be filled out, only to be told denied. I have recommended Healthy Paws to everyone I know. My daughter’s dog is also insured by them. The claim process is simple. I actually take a pic and send the bill while I am at the vet’s office. The people are wonderful and what is really nice, you don’t feel like you are dealing with an insurance company trying to find a loophole to not pay. I will never go uninsured with my dog, nor should you. But the insurance is only as good as the people. That’s why it is only Healthy Paws for me! Thanks, guys! I wish my coverage was this good!
5

out of 5

POSTED: | BY: Karen Caruth

Healthy Paws is the BEST

Healthy Paws has been a fantastic insurance company. The claims submission process is super easy (you just submit a picture of the invoice) and the turnaround time for payment is very reasonable. We had unexpected surgery for our dog, and Healthy Paws not only covered everything as promised, but followed up with a personal email to see how our dog was doing. The coverage, ease of doing business, quick turnaround time and personal touch make Healthy Paws the "paws down" best choice for pet insurance.
5

out of 5

POSTED: | BY: Karen Caruth

Healthy Paws is THE BEST

Healthy Paws is the best insurance. We insured our puppy because she was a rescue and I wasn't sure if she came with any health problems. Luckily, she didn't, but she had a freak tendon injury that resulted in an unexpected surgery. Healthy Paws covered 80% of everything, and even sent us an email to follow up to see how she was doing. It is super easy to submit claims, and the turnaround time for reimbursement is very short. I've never had to haggle with them; and everything that they said was covered has been covered exactly as explained. I was on the fence about pet insurance, but Healthy Paws is truly a fantastic company and a great pet insurance policy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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