Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Natalie Rodriguez Jacko

110% recommend Healthy Paws Pet Insurance!

I first got Pet insurance back in 2007 with my first dog, Kacey. Back then it wasn't as good as it is now. Kacey past away in 2016 due to Leukemia, and I adopted Marvin shortly after. He was about 5 or 6, a rescue dog. I researched all the new & different pet insurance companies for days, I finally went with Healthy Paws, they had the best coverage for my needs. And boy has it paid off! Marvin recently spent a few hours at the emergency vet, and subsequently a trip to a neurologist for an MRI. Healthy Paws made the claim process so easy & they covered everything 90% (due to the policy I have, less the office visit charge) & in a very timely manner. They even continue to cover his paid meds related to his injury. You hope that you will never need it, but you don't know what will happen, for a small monthly payment you get peace of mind with Healthy Paws! And you know that you can give your beloved pet the best medical care, if ever needed. I, 110% recommend Healthy Paws! Your beloved companion is totally worth it! Thanks Healthy Paws!!
5

out of 5

POSTED: | BY: Natalie Jacko

110% Recommend Healthy Paws!

I first got Pet insurance back in 2007 with my first dog, Kacey. Back then it wasn't as good as it is now. Kacey past away in 2016 due to Leukemia, and I adopted Marvin shortly after. He was about 5 or 6, a rescue dog. I researched all the new & different pet insurance companies for days, I finally went with Healthy Paws, they had the best coverage for my needs. And boy has it paid off! Marvin recently spent a few hours at the emergency vet, and subsequently a trip to a neurologist for an MRI. Healthy Paws made the claim process so easy & they covered everything 90% (due to the policy I have, less the office visit charge) & in a very timely manner. They even continue to cover his paid meds related to his injury. You hope that you will never need it, but you don't know what will happen, for a small monthly payment you get peace of mind with Healthy Paws! And you know that you can give your beloved pet the best medical care, if ever needed. I, 110% recommend Healthy Paws! Your beloved companion is totally worth it! Thanks Health Paws!!
5

out of 5

POSTED: | BY: Brenda Jackson

Pet Insurance Saved Me In An Emergency

I initially purchased pet insurance for my (then) young male cat since I was seeing and hearing about the costs to diagnose and treat urinary blockages. I spent 3 years paying the premiums but never had a dire emergency. That all changed in mid-January when I woke up to find a spool of thread had been unwound and strewn throughout the house. The first 24 hours were fine. My cat, Baker, ate and then, as cats often do, threw up some. Between 24 - 36 hours, he started slowing down, not eating and wanting seclusion. When he vomited a significant amount of brown, smelly intestinal contents, I knew that he was obstructed. I ran him to a 24 hour vet clinic at 10 PM. Baker was promptly seen and x-rays confirmed that he ate string (the bowel was starting to accordion up toward stomach). I put a large deposit down for the surgery and post care, knowing that I had pet insurance. Baker had surgery at 1 AM. They had to open his bowel in 3 places and recovered almost 3 yards of string. All in all, Baker did experience complications. He stayed in the hospital for 5 days and came home with a feeding tube. The final bill had me very nervous, but I am happy to say that Healthy Paws lived up to the policy! I had a $250 deductible and a 90% reimbursement policy. After my $250 deductible, I paid less than $750 out of my own pocket. The filing of the claim was quick and easy. After getting the doctor notes from the clinic, I filed the claim online. Less than a week later, my reimbursement was in my bank account. Without Healthy Paws insurance, I would definitely had struggled with the financial burden this emergency placed on me. The vet clinic (Hillside Veterinary Clinic in Dallas, TX) saved his life and Healthy Paws allowed me to make the tough financial decisions.
5

out of 5

POSTED: | BY: Nicole

Great Coverage and Quick Reimbursement

We did quite a bit of research about finding a good insurance for our baby French Bulldog, figuring if we didn’t get it something was bound to happen and if we did then we would be covered. Beyond glad we chose Healthy Paws as our pup took a tumble at doggy daycare and fractured his elbow about a week ago and racked up huge vet bills. We submitted the claims via the Healthy Paws app and were reimbursed within the week! We couldn’t be happier with the quick turnaround, customer support when we called with questions and the follow up of the team. Most importantly, they saved us over $4,000 in out of pocket expenses. Very glad we chose Healthy Paws!
5

out of 5

POSTED: | BY: Kay W.

Healthy Paws Saves Lives!

I have had Healthy Paws for 8 years. Over the years we have had a dental surgery, severe bacterial infections, seizures, pancreatitis, and now Irritable Bowel Disease. Not having to worry about vet bills allows me to give my pup the latest and greatest care possible, and I should know, she has her very own neurologist and internal medicine specialist! I don't even have that myself! Thank you Healthy Paws for being a true life saver time and time again!! -Kay W.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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