Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
4

out of 5

POSTED: | BY: Anna

Increase rates by $15.00 within 2 years

I am looking for another insurance rates has went up year year for paying $32.00 to now $47.00 when I called to inqiure why my rates are increase I am advise due to my location Florida then advise Californa rates would be higer. That still does not explain I will be shopping for other insurance that their rates will not spike with 2 years.
5

out of 5

POSTED: | BY: Kristy

INSURANCE THAT GIVES YOU A PEACE OF MIND WHEN EMERGENCIES ARISE

I LOVE this insurance and literally recommend it to anyone who has a pet. There have been several times in which I've had an emergency with our shiba Cooper and both times, I didn't have to channel my energy towards the stress of the bill. All I worried about was just making sure my boy was going to be okay. Recently, Cooper had a seizure (never happened before, cause unknown) and I rushed him to the nearest vet. From there I had to take him to a 24 hour hospital to be monitored. I then had to take him to our regular vet a few weeks later because he had allergies that were so bad he started rubbing his skin raw. This was all in one month so I was worried Healthy Paws may give me a hard time or question all 3 claims. But nope, everything went smoothly and the claims are so easy to submit. I will NEVER not have dog insurance again and I recommend this to EVERYONE who owns a pet.
1

out of 5

POSTED: | BY: Kimberly

No answer!

I submitted my claim almost a month ago and now no one will respond to my emails and no one will answer the phone! I've tried calling five times today and haven't spoken to the claims department once! I'll be cancelling my membership.
5

out of 5

POSTED: | BY: Drew

I wish Human Insurance was this Great!

I originally signed up for pet insurance as a back-up in case of emergencies and frankly not expecting it to be much help. I was wrong! We were in a situation where our 6 month old goldendoodle just stopped acting like himself - he wouldn't eat or play with us and just wanted to sleep. We took him to our vet who gave him some meds and new food and said if he did not feel better to take him to an emergency vet. After a couple of more days, we did just that. The emergency vet we took him to was great, but not cheap. They had him for observation for several hours before calling and requesting to keep him overnight, during which I asked the price of that and my eyes widened up... I immediately called Healthy Paws and asked if it would be covered, and though the rep couldn't comment on our specific situation, she said all emergency coverage is covered (90% on our plan) outside of exam fees once the deductible is met, so we decided to have the vet keep him. He is now acting good as new (for better or worse!) and I'm glad we did it. When it came to submit the claim, it was a breeze. A simple pic of the bill uploaded on the app and the approval came the next week, and the check reimbursement came 2 days later. Wow! I was worried, as with human insurance, than insurance is a scam/not reliable and am so thankful to be proven wrong. All of my future pets will have Healthy Paws and I will recommend it to any and everyone. Thank you, Healthy Paws!!
5

out of 5

POSTED: | BY: April

Thanks Healthypaws!

I purchased healthypaws' insurance for both of my cats and the insurance helped me a lot when we experiencing emergency situations! The coverage are clear and responses are quick. We can take actions and treatments immediately and don't need to worry about money. It's necessary to purchase insurance for these special emergency circumstances and I highly recommend my cat furriends to consider healthypaws. Thanks!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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