Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Alexandra

Healthy Paws has been wonderful!

Healthy Paws has been awesome! When we decided to get an English bulldog we knew we’d need the best insurance possible since they’re prone to many ailments. Unfortunately our pup has experienced a few incidents already and Healthy Paws has covered all of them! They are speedy with their responses to our questions as well as reimbursement. Getting this insurance policy was the best idea we’ve made for our dog! They also reached out after Spanky had surgery to check in on him. Would recommend to anyone!
2

out of 5

POSTED: | BY: julie

Slow claim reimbursement

I gave been with healthy paws for over 6 years and have 8 rescue dogs insured with them. In the past 2 years their customer service has gotten awful. Plan on being on hold for at least 45 min to an hour and a half for someone to answer your call. Expected to wait almost a month to be reimbursed for your claim. I will never get insurance with them again.
5

out of 5

POSTED: | BY: Teresa

Best Pet Insurance Ever

Very happy we chose Healthy Paws They have excellent customer service and the App makes the process so easy. Would recommend to anyone looking for pet insurance
5

out of 5

POSTED: | BY: Eve

Healthy Paws if the Best

The polar opposite of health insurance for humans. Healthy Paws quickly processes and reimburses claims. Highly recommend them.
5

out of 5

POSTED: | BY: Stephen

A Big Thumbs-Up for Healthy Paws!!

My 10-month old Lab, Monroe, was attacked by a vicious dog in an NYC dog run and needed two surgeries to recover. The Healthy Paws app on my IPhone made it SUPER easy to submit claims and forward appropriate documentation from the vet and the pet hospital through simple IPhone pictures. I received clear emailed updates from Healthy Paws on the status of my claims. Reimbursement for m emergency vet/pet hospital expenses came promptly in the mail and was followed by a thoughtful/friendly check-up email from Healthy Paws personnel. Only wish my own PERSONAL health care insurance worked so smoothly!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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