Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jenn

Healthy Paws was the best decision we made

We rescued our first dog in September 2019. My friend told me about Healthy Paws and I signed up. The sign up process was easy and the rates are very affordable. Little did I know 3 months later Carl would need surgery. We had many vet and ER visits before the surgery. This was a huge expense we weren’t expecting.The claim and payment process is easy and straight forward. They followed up to see how Carl was doing. I would highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: James

Excellent customer service.

Prompt claim settlement. Great customer service. Followup on how your pet is doing.
5

out of 5

POSTED: | BY: Kris

Covers lots, quick payment, great service!

I have been with Healthy Paws for over 5 years with one dog and put my second dog on 2 years ago. I have been pleased over the years with all that they cover and the ease of understanding what is covered and by how much. They are VERY prompt with their payments and I often have it in less than 10 business days. There customer service folks are kind, helpful and easy to work with. I have had one small, just a few dollars, increase in the last 5 years.
5

out of 5

POSTED: | BY: Danielle

Easy, fast and always helpful

Absolutely love healthy paws, I recommend them whenever I can! They’re the best
5

out of 5

POSTED: | BY: Nikki

Recommend it!

Healthy Paws has been a life saver for my family. We felt comfortable with the claim process. The whole process could be completed with my phone App. In most cases, it took us less than 2 weeks to get the money cheque. The insurances are reimbursement based, I ended up being reimbursed for more than $1200 with their unlimited lifetime claims.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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