Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Colleen

Wonderful Pet Insurance

I was prompted to get pet insurance after having a scare with my pup back in 2015. I did some research and went with Healthy Paws since they had such positive ratings and some of the best coverage. I'm so glad I did! My dog doesn't have a lot of claims, but recently required surgery on his leg which was incredibly expensive. Healthy Paws processed the claim quickly and covered it all. It's such a relief to have a company with such great service. Their app makes it so simple to submit a claim, and they always process them quickly. I have coverage for both of my dogs through Healthy Paws, and will be their customer for life!
5

out of 5

POSTED: | BY: Dave Anthony

I would highly reccomend reccomend Healthy Paws Pet Insurance

Claim was easy to file on line, updated my claim via email on a regular basis without having to double check. I filed my claim, it was reviewed and posted for payment within a week. I would highly recommend this pet insurance, handled better than most health insurance claims. Dave
5

out of 5

POSTED: | BY: Mike MacKenzie

Essential service for any pet

My dog Wilson was diagnosed with lymphoma in January of this year. We got a quote for chemotherapy of $13,000. HealthyPaws has covered 90 percent of qualified expenses (pretty much everything except the examination fee), no questions asked. We went from mourning the imminent loss of our best bud to helping him recover. He's as happy as ever, now. And we get to treasure the rest of our time with him. HealthyPaws also covered his stomach surgeries when he ate rocks. I didn't expect to have a dog who routinely needs emergency care, but HealthyPaws has allowed us to overcome those obstacles. I really can't say enough about how simple and important this insurance has been for my family.
5

out of 5

POSTED: | BY: Cassandra

Excellent Service & Speedy Reimbursement!

Warm & Compassionate Customer Service, Instant 4K claim reimbursement to my bank account in THREE DAYS!!
2

out of 5

POSTED: | BY: Gary Marbut

Impossible service

I've had a policy with Healthy Paws for five years, paid about $3,500 in premiums, and had one small claim. Because of a banking SNAFU and an unannounced Healthy Paws premium increase, Healthy Paws was unable to electronically collect the monthly premium on my policy. Healthy Paws immediately notified me of cancellation of my policy - no warning, no outreach, no grace period. I corrected the banking SNAFU and tried to contact Healthy Paws ten times, some by phone and some by email, but without connecting, for over a week. No replies to email, and the outgoing phone message said they weren't answering phone calls because of a "weather event." They had the wherewithal to immediately cancel my policy, notwithstanding the "weather event," but not to respond to my inquiries about policy reinstatement. Enough! I'm canceling this policy that has been so lucrative for Healthy Paws, but which they cannot service with even minimal customer service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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