Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nichole

Healthy Paws Helped Us with Our Pup's TPLO

Honestly, get your pet health insurance, ASAP. We love our dogs because they are family and the expense of making sure they receive the proper, high-quality care they need is VERY HIGH, especially in our case: major knee surgery. We were able to go to our trusted vet with peace of mind knowing our Opi was in good hands and that us (the humans) were taken care of as well.
5

out of 5

POSTED: | BY: Diego

Best Pet Insurance Company in the World.

Great customer service, incredible online interface, quick response on every claim. Only 1,000,000,000% recommended.
5

out of 5

POSTED: | BY: Rachel

So grateful for Healthy Paws Pet Insurance

I've now had Healthy Paws for about 4 years and I was not a believer in pet insurance but thankfully I changed my mind. One of my dogs has had three knee surgeries in the past three years and I'm so grateful for how easy Healthy Paws makes the claim process. Their app makes it about a minute long process and then it's almost always processed within a week. Not only have they covered the surgeries but also the physical therapy to get her back to 100%. I'm so happy to have them because it takes a lot of the money factor out of making the hard decision on whether or not surgery is right for your pup. I'll be a Healthy Paws customer for life!
5

out of 5

POSTED: | BY: Jennifer

Excellent Service

We have had two surgeries for our male cat in the past two years. In both instances Healthy Paws paid our claims exactly as our policy stated, and our reimbursement was sent to us very quickly. The surgeries for our cat were in the thousands of dollars, so having 80% reimbursement is a huge relief. The process was fairly simple, and we are very happy with the services we have been provided.
5

out of 5

POSTED: | BY: Darrin S.

Health Paws coverage is fair and affordable

Healthy paws pet insurance has been a godsend. Our rescue boy, Joey, recently had to spend four days and three nights in the hospital due to a bacterial infection that went into his bloodstream. It was a very serious, life-threatening condition, and it was emotionally/nerve-racking to deal with. Healthy paws made the process a bit easier, especially since we didn’t have to worry as much about the financial implications of such a serious condition. Good veterinarian care is not cheap, and it’s wise to have pet health insurance. Hopefully, one will never need it, but when the need arises, as it did in our case, healthy paws really helped.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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