Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Carolynne

Love Healthy Paws Insurance

We have a four-year-old Havanese dog, Achoo, that just finished his second surgery this year. He tore is CCL on his left knee in March and then in June tore his right CCL. Both times we went to the same veterinarian surgeon who recommended surgery to stabilize his knees. The surgeon also suggested that Achoo do water therapy and rehab which we took his advice and thought it was well worth it. Having the security in knowing that his medical expenses would be covered was a great relief and that we did not have to give a second thought about what the expenses would be. As soon as we submitted our bills we got an email assuring that they were being processed and soon after the check would arrive covering 90% of our surgical expenses. We are so relieved and grateful that we have pet insurance. Contrary to what most people believe, we have not been "punished" with higher premium rates and continue to pay our monthly dues. We have always felt that paying these monthly dues is like having a savings plan for Achoo. As most people know, the cost of care for our pets are not getting any cheaper and if you want quality care it can be expensive. So now when we meet people and their dogs we always relate our story to emphasize how smart it is to get pet insurance. We have loved Healthy Paws insurance for their coverage and great customer care.
5

out of 5

POSTED: | BY: Arne

I’m very thankful we have good insurance for our pet.

Healthy paws is not only a great insurance company to deal with they are also great when it comes to paying on a timely bases.
1

out of 5

POSTED: | BY: Carla

Why I Regret Choosing Healthy Paws

The hold times when I call are terrible. I’ve submitted the same paperwork at least 3 times. I receive confirmation emails that they have received the information that is needed. A few days later I get a message that there is missing paperwork.
5

out of 5

POSTED: | BY: William

3 different hospitalizations for my cat's urinary problem - now corrected.

Healthy Paws was very prompt in processing my claims and, once they had received the necessary medical records, they provided me with a clear statement of the coverage for each claim and with the amount to be payed back to me. The checks arrived two days later.
5

out of 5

POSTED: | BY: Sam

Excellence

My experience with Health Paws Pet Insurance has been excellent. My dog has had a serious Urinary Tract issue which required extensive testing and eventual surgery. Filing claims could not have been easier, and they respond quickly, keeping you informed as to where they are in processing your claim. They pay quickly. I highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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