Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lorri

Way above expectations!!!!!

This company was so easy to work with, I actually feel that they care about my Boone dog! I have recommended Healthy Paws to every pet owner I know.
5

out of 5

POSTED: | BY: KATHLEEN PYTKA

LOOK NO FURTHER! Healthy Paws go above and BEYOND!!

LOOK NO FURTHER!!!! I did a lot of homework when getting insurance for my baby, Lola a boston terrier and I made the RIGHT choice using Healthy Paws. They are beyond easy to work with it, they never argue over claims, which I have heard nightmare stories from friends with other companies. You simply upload a pic or pdf of the bill and usually within days you see the reimbursement in your bank account! Small yearly deductible and they pay out 90% reimbursement! I cannot stress enough truly what an amazing company Healthy Paws is!!! Not only have they allowed me to keep my Lola alive, when I financially wouldn't be able to, but they go above an beyond like sending follow up emails asking how she is doing after a surgery. I was shocked the first time this happened! If only my insurance was this good!!! Lola loved to play and loved to play hard! From fracturing two of her legs at different times, to needing cataract surgery with several follow up eye surgeries due to complications, needing acupuncture, right down to needing spin surgery because of inflamed discs in her back that were eventually going to paralyze her. That one surgery alone with her MRI was over $12k! Every time, she bounced back with flying colors like nothing happened, thanks to the amazing health care she received! Every doctor swore she had more than 9 lives! This month was more difficult than ever before, her eyes had failed and now 100% blind and was about 98% deaf and started to have seizures, which we believe was due to a tumor. Her quality life was rapidly declining and her last night with me she had 17 seizures and possibly a stroke, leaving me no choice but to let her go to doggie heaven. I submitted her last medical bill from the care she received that day while making that horrible decision and a few days to follow, I received an email from Healthy Paws telling me how sorry they were for my loss and even covered the expense of her euthanasia! Which I couldn't believe! And to go above and beyond, they alerted me that they automatically cancelled her insurance plan and will reimbursement for the prorated month. What company would do that?! Most companies would hope you would forget due to the craziness and try to get a few more auto-payments out of you, but NOT Healthy Paws!!! I LOVE LOVE LOVE LOVE you guys, thank you for making all these horrible and difficult times easier! I promise one day when I get a new fur baby, you will be on my to-do list!
5

out of 5

POSTED: | BY: Blair

Healthy Paws is hands down the best

When I first got my frenchie Beau I knew they were high risk dogs. After a couple of scares I researched and compared pet insurance. Healthy Paws was the best out there hands down. Over the years they have really been relevant in saving Beau. We recent had a huge health scare and (knock on wood he seems to be getting better) , but without healthy paws I am not sure how I could have handled everything financially! They fast at paying the claims back and even reached out to check on how he was doing! I would not choose any others health insurance out there. Thanks again HP!
5

out of 5

POSTED: | BY: Sharon Woo

Best Pet Insurance Ever!

Having been a dog owner/lover for 25+ years, I can say without reservation that Healthy Paws has been the BEST pet insurance company we have ever dealt with! Our previously healthy 2 year old rescue suffered from liver damage likely due to a NSAID medication prescribed by our vet. After a brief hospitalization and liver biopsy - we finally have a treatment plan for our baby Jack. Healthy Paws were with us at each step and reimbursed us within two weeks of the original diagnosis. It was fast and easy. They even emailed to check on our boy. (Thanks Tim). Highly Highly Recommend!!
5

out of 5

POSTED: | BY: Jeffrey S

Healthy Paws Is Terrific

Easy to sign up. Great customer service. And easy claim process done entirely online.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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