Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Dave

Best decision I've made regarding the care for my pet

I have been a Healthy Paws member since February 2017 and I can safely say that signing up for their pet insurance program is one of the best decisions I have made in regards to caring for my dog. I have had to file claims on 3 separate occassions and in each instance the process was simple, quick and stress-free, allowing me to focus on the health of my dog. I was able to easily upload images of the invoices to the app and was promptly reimbursed 3 business days later. The annual deductible as opposed to a per incident deductible along with a 15 day waiting period for hip and knee claims differntiated Healthy Paws from their competition. These factors made selecting Healthy Paws as my insurance company of choice a no-brainer.
5

out of 5

POSTED: | BY: T

Healthy Paws has been AMAZING!

Signing up with Healthy Paws Health Insurance was the smartest thing I did when I got my puppy "Frog". At 7 months old, a health issue came up for Frog and his 80% coverage has been a life saver! Frog had the surgery he needed and I have been able to concentrate on his recovery without the stress of the financial burden. Submitting a claim couldn't be easier, reimbursement turn around is fast and the personal attention from their customer service department lets you know that Healthy Paws understands how our pets touch our lives. As I said, getting Healthy Paws insurance was the best decision I made for Frog.
5

out of 5

POSTED: | BY: Mandi

Quick, easy, and stress-free.

I am extremely happy that I chose Healthy Paws Pet Insurance. I have my first puppy, Poppy, and she likes to eat everything! Well, she ate a piece of toy and needed to get an endoscopy to remove it. After everything settled, I filed my claim online which was very easy. They quickly informed me what information I needed to supply them. And right after getting that information, my claim was processed and got the check right away. I was very impressed. It was such a stress-free experience. Thank you.
5

out of 5

POSTED: | BY: Kara

Excellent! This company is great

I highly recommend this pet insurance company. The claim process is so simple, they don’t ask for tons of paperwork, cover everything I have submitted, and I am reimbursed straight to my bank account in less than a week. My lab was recently really sick and they even personally emailed me to see how she was doing. On top of a great insurance company, they are very thoughtful and hands on!
5

out of 5

POSTED: | BY: Michelle

They really care.

I sent my claim in and within days I received my check

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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