Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: John

A great insurance company

We were encouraged by a neighbor of our son to look into purchasing pet insurance for our three year old standard poodle and suggested Healthy Paws. We were very happy that we did take the advice as our litttle girl needed ACL surgery about a year later and then the other rear ACL needed surgery about a year later. Both claims to Health Paws went in and paid without a hitch. We couldn't be happier.
5

out of 5

POSTED: | BY: Adela

I wish human insurance was this easy!

I've been completely happy with Healthy Paws coverage of both of my pups... from your average primary care issues to cancer to eye ulcers to TPLO surgery to derm allergies - Healthy Paws has been there for me and my pups!
5

out of 5

POSTED: | BY: Aimie

The Absolute Best

I did a lot of research on pet insurance brands and settled on Healthy Paws for my two aging dogs. And, my expectations have been surpassed time and time again! Not only is there always a lovely person on the line to talk to (one even cried with me as I expressed my fears about losing my beloved dog) but their coverage actually extended my dog's life! Time and time again, they have removed really hard decisions for us and given us the space to know we tried everything we could to make his end of life better. As someone very active in the dog rescue community, I sing their praises to everyone I come in contact with. I will be forever grateful for their support, their kindness, and the extra time they gave us with our darling family member.
5

out of 5

POSTED: | BY: Terrence

Healthy Paws Insurance was easy to work with and followed through with all claims and paid what was agreed upon.

Healthy Paws Insurance was easy to work with and followed through with all claims and paid what was agreed upon. I spoke with their representatives and found them to helpful and easy to talk too.
5

out of 5

POSTED: | BY: Libby

Best thing I ever did for my dog

We got our yellow lab mix at 4 months. Right around that time, my sister-in-law got her own black lab mix, who went on to eat a sock and require surgery within weeks of adoption. I decided right then to get insurance for Cooper through Healthy Paws. I kid you not, I feel HAPPY every month when I see that charge hit my credit card because the support we've received from Healthy Paws has been unbelievable. They've paid for Cooper's numerous dietary indiscretions (really numerous!), the discovery and treatment of his hip dysplasia, and even the root canals he needed for his excessively worn-down canines (from too much playing ball with sandy toys, we guess). Every time I file a claim I think, "this is it, they'll cancel us" and instead I get a check and a friendly email from them inquiring about Cooper's recovery. I have been in the vet's waiting room so many times listening to tearful owners wrestle with painful decisions because of affordability. Healthy Paws takes that out of the equation and you can get care for your pet like the family member he or she is. Buy this insurance, and I hope you have better luck with your dog's health than we have, but you'll be grateful to have them backing you.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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