Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jaci Blum

Awesome Insurance - World Class Customer Service

Without any warning our dog Maggie couldn’t walk. Long story short she needed emergency back surgery. When I contacted Healthy Paws they showed compassion and assisted with expediting the claim, which was quite expensive. I recently contacted them again to inquire on physical therapy. Again they were compassionate and asked how Maggie was doing. It was quite a relief to have pet insurance in this highly stressful and extremely expensive time. Pets are family and I would and have highly recommended Healthy Paws to protect your fur babies.
5

out of 5

POSTED: | BY: Regine Rossi

I can't say enough good things about…

Any dog of ours will have Healthy Paws. I can't say enough good things about Healthy Paws. We first signed up for it through an offer at the college where I work, and when I told people we had done so, I got a lot of comments about how we should just open a little savings account and put the amount we'd put toward the premium in there instead, leaving us with cash if Renard never needed it. Well, we don't have human kids; Renard is our baby and treated as such - and guess what? About four years after we rescued him, he developed very serious heart disease, and his twice-yearly cardiologist visits ALONE cost more than we put into the purchase of his policy... and that doesn't even begin to include the cost of a recent stay at an emergency hospital for his first episode of heart failure. After four days there, he's fully recovered - but with a $4200 bill attached, we would have had a real financial challenge if it weren't for Healthy Paws. Instead, I submitted the claim via the app (it took three minutes) and received a direct deposit less than a week later for about $3800. I was a believer before, just because it's important to me to be as prepared as possible to provide care to those I love, but now you can bet we will never go without Healthy Paws insurance for any of our pets. We can be confident and secure in our decision-making regarding their care, and know that we don't have to worry about jaw-grindingly painful choices between paying the vet and paying our regular bills.
5

out of 5

POSTED: | BY: brad

This company is the very model of good customer service and delivering what's promised

I got the cheaper 90% / $500 annual deductible plan to mitigate the cost of disaster. Long story short, they delivered to the tune of $4,300 in reimbursements over 2 1/2 years. Claims are extremely easy to submit and every qualifying penny was paid without argument or dispute within a week or two. Customer support answers immediately and are very friendly & helpful. In fact; they helped clear up some confusion over what's covered (to my benefit) and actually allowed me to file 3 years back (retrieving $900 and $450 for years 1 & 2 respectively). I only wish I'd opted for the $250 deductible for just $8/mo more.
5

out of 5

POSTED: | BY: Janice

Healthy Paws excellence

Best pet insurance company. Excellent customer service
5

out of 5

POSTED: | BY: Ginny Kirkendall

Healthy Paws is a life saver!

Healthy Paws pet insurance has been top notch. My dog has always been healthy up until recently. It's been one thing after another with numerous, costly different vet visits including specialists. He's had X-Rays and blood work multiple times, an ultrasound, and eye surgery. It's very stressful to go through this with my beloved animal but Healthy Paws took that financial worry away. It is extremely easy to submit a claim on the app. You simply take a picture. Your reimbursement can be set up to get directly deposited into your bank account. It takes hardly any time at all. They update you throughout the process and the best part is that the money has always been in my account by the time my credit card bill is due. They have truly been a life saver!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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