Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Simone Moore

Excellent and caring

The agents we spoke with were kind, compassionate and knowledgable. Healthy Paws went above and beyond to make sure our Cinnamon was cared for and took care of the financial end extreme quickly. I am so thankful for Healthy Paws!
5

out of 5

POSTED: | BY: Andrea Banda

Best insurance

I have had nothing but great experiences with Healthy Paws and have recommended to all pet owners I encounter. They have always made me feel assured that my dogs have access to the best care possible. Couldn't ask for a better pet insurance for my fur babies :)
5

out of 5

POSTED: | BY: Rosie Bank

We are thrilled with how Healthy Paws helped us with our pet

My husband and I could not be more pleased. We are very sensitive to customer service. Healthy Paws, Tim in particular, exceeded our expectation. Not only were the claims super easy to file, we go the checks fairly quickly. Our dog had a serious surgery (that was expensive and a complete success). Healthy Paws had our back the entire time. After Dolly's surgery, Tim, from Health Paws, sent us an email inquiring about Dolly's recovery. Mark and I were so pleasantly surprised. What a lovely gesture this was, especially since it was so difficult for us to go through this medical ordeal. I would recommend Healthy Paws to anyone looking for a reliable and customer-oriented company. Oh, it's REALLY worth it since you never know what will happen to your pet-babies.
5

out of 5

POSTED: | BY: Jan

No hassle pet insurance

I can’t say enough about how wonderful Healthypaws is. Unfortunately, I have a very sick little dog who needs loads of medical care and medication. There are never any issues about paying her claims, I send the bills via their website, within a day I get a confirmation of receipt, I’m updated when claim is processed and within 2 weeks I receive a check, it’s that simple. I don’t know where my little Buttons would be without them.
5

out of 5

POSTED: | BY: Deb Jaremba

If it weren't for Healthy Paws, Molly would not be with us today.

Just over 2 weeks ago, Molly had a ruptured tumor on her spleen and was bleeding into her abdomen. The doctor cautioned us that 67% of these tumors are cancerous but I tend to be an optimist and wondered to myself why she couldn't be among the 33%. We have had Healthy Paws insurance for 8 years and had never used it so we decided to take a chance. Molly is one of the 33% but if we didn't have Healthy Paws, we would not have opted to pay the estimated $8,300 for a 10 year old dog. As it turned out, the bill was only $6,500 and we have already received our check for 80% minus the annual $500 deductible. They were very easy to work with and quick to respond. They checked in just about every day as they were reviewing Molly's paperwork. It was easy to download all of Molly's records, even for a senior citizen. Thank you Healthy Paws!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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