Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,235

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Angela

Easy and Reliable Pet insurance

Submitting invoices through their website is super easy and the check comes within a couple of days. I also appreciated the email from Healthy Paws checking on my pet's wellness after her hospital stay.
5

out of 5

POSTED: | BY: Patrick

Awesome Insurance!!!

My dog needed surgery to remove a hardened cyst near his front paw that the vet/surgeon feared that will eventually become cancerous. Although I have had a policy with Healthy Paws for over 4 years, this was the first time I had to submit a major claim. First, Healthy Paws makes it super easy to submit a claim. I just logged into my account and uploaded the receipt. Second, Healthy Paws reviewed my claim and within 10 days, I received a payment directly deposited to my bank account. Healthy Paws' delivers on their promises!. I am happy to say that the surgery went very well and my dog has made a full recovery!
5

out of 5

POSTED: | BY: Chrisann Taras

I have had 2 claims for my bull terrier…

I have had 2 claims for my bull terrier over the past 24 months. Both claims were processed easily and quickly. Staff super helpful. They even emailed to check in on my big boy and see how he was recovering.
5

out of 5

POSTED: | BY: Chrisann

Excellent health insurance for your dog

Insuring with Healthy Paws is one of the smartest choices I have made for my dog and myself.
5

out of 5

POSTED: | BY: kathleen

Fabulous Pet Insurance company

My 4 lb 1 oz. 14 month yr. old yorkie named Ivy started throwing up and after 1 1/2 days of it and her totally not acting like herself I called her vet. and they had me bring her in right away. Not knowing whether she had eaten something she shouldn't have or somehow got poisoned they took x-rays and ran blood tests. It turned out the Ivy was dehydrated and had gastroenteritis. The vet. wanted to put an IV in her and keep her overnight to watch her closely. When I was told how much it was going to cost I cried. It was $1,829.00 that first day. The vets office was very considerate and submitted the claim to Healthy Paws. I can not say enough good things about Healthy Paws. After my $200.00 deductible they paid 90%. I received the check approximately one week after and they even followed up with emails to check on Ivy's progress. Healthy Paws is a wonderful pet insurance company to do business with. I highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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