Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,235

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Erin

Fast claim reimbursement, easy to use

We have an English Bulldog that is about to turn 10 years old. We knew when we made the decision to get an English Bulldog that it would likely come with frequent vet visits as they tend to have health problems so we have always carried pet insurance, We have tried different pet insurance plans in the past but I have found Healthy Paws to be the most comprehensive coverage. It's very easy to file claims and payment is super fast. The customer service is also great. The price of the plan is based upon pet’s species and age, and ZIP code so having an aging English Bulldog, prone to health issues, and living in New York City, the monthly price is probably higher than some other plans.
5

out of 5

POSTED: | BY: Kim

The claim process was fast and easy during a difficult time!

Paying for insurance is never fun, but like any other insurance it is a necessity when something goes wrong! Each claim I filed was handled efficiently and the explanations were easy to comprehend. I appreciate the quick turn around time to be reimbursed and the customer service I received towards the end of my pups care. A nice note was sent to me from the Healthy Paws team to check on my dog and wish her well. I love the convenience of the mobile app and the submittal process for claims. Very easy, Thank you!
5

out of 5

POSTED: | BY: Martha

A Caring and Responsive company

Healthy Paws provides excellent customer service and their response time for reimbursement is excellent. They accept the claim without hassle and reimbursement came within a week of filing my claim! It was such a relief when I recently had to hospitalize my little dog to know they would be there for me. It made decisions infinitely easier for me! I even got a follow up e-mail from them asking how my dog was doing. Very sweet. My only suggestion is that they cover exams as well - especially those in the service of an illness or injury. There is no way to get treatment without the vet examining the dog! I can (almost) accept them not covering well-visits - although I wish those were covered too, but when a dog is sick it is a necessity.
5

out of 5

POSTED: | BY: Richard

Great Insurance

Didn't think I would ever need to use this and quite often complained to my wife about the monthly bill. But when the time came and we had several thousands of dollars in vet bills, I was glad we had it. I easily filed my claims and within days was reimbursed. They also kept me updated on the status of my claims as the progressed through the process.
5

out of 5

POSTED: | BY: Angela

Great service, fast and efficient.

We are so happy that we chose Healthy Paws insurance. That “you never know” moment happened when our dog was attacked by another - emergency surgery saved her. The insurance saved us!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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