Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: anni huang

grateful! surgery covered

My dog mochi is a 4 year old Maltipoo, he is my first dog so he is super spoiled and has been insured with healthypaw since he was 6 months old. Recently he had a ruptured disc from jumping off the sofa and needed an emergency laminectomy. The estimated cost was around 10-14k, which typically with all the pet insurance out there, you would have to pay upfront and then get reimbursed. However, I called healthyPaw to see if they can work with the vet and pay the vet directly, which they did!! They responded my request to formal pre-approval email to me and my vet. within a few hours (I think I got the email response within 3hrs). The total cost of the bill was covered per the insurance plan I have for Mochi. On top of that, Mochi will need physical therapy to help him walk again and the physical therapy vet I am working with says healthypaw will cover almost all their services they provide there, will update the review after PT treatment/reimbursement. I cannot say how grateful I am for having HealthyPaw!!
5

out of 5

POSTED: | BY: Carolynn

Thank god I bought this insurance with Healthy Paws

Easy to file claims. They respond and pay right away.
5

out of 5

POSTED: | BY: Gina Gerrish

The best!

Excellent company with amazing customer service! My dog had to have emergency surgery to remove bladder stones and Healthy Paws was there every step of the way. They didn’t hassle me about coverage or give me a hard time with my reimbursement once the claim was submitted. Money was direct deposited in my account within a few business days. Would completely recommend them to everyone.
5

out of 5

POSTED: | BY: Gene Lovas

Pet Insurance that works and covers whatever is necessary to provide medical attention for your pet.

Healthy Paws Pet Insurance was the best and smartest decision we made upon adopting our little Missy. At first we thought it was like car insurance. Really, how often would it be needed? What a foolish evaluation that was. We have in fact used it more then I would have ever imagined and thank goodness it was with a company that responds quickly, provides very quick turn around reimbursements and has follow up personal emails to see how the puppy is doing. Insuring with Healthy Paws is a Great Choice.
5

out of 5

POSTED: | BY: Bob Kruger

Fast turnaround of claims without burdensome paperwork

Thanks to some incredible vets and Healthy Paws, we defeated our golden retriever's urinary issues. There were no case studies to guide treatment of this severe infection which involved a vulvaplasty, bladder surgery, and extensive catheter-based infusions and hospitalization. Only with this level of support could we have seen the return of our cherished family member. Her personality has even returned to its former happy self. Yay!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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