Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Judith

great investment, peace of mind

We only had need for making 2 claims in the past year or so, tho we've had Healthy Paws for about 5 years. Without this insurance I would have had prohibitively expensive bills. As our dog is family (!) I never wanted to have to choose whether to get her the care she needs. Am happy to say that Healthy Paws has made claims and reimbursement easy and quick. I've had very helpful customer service help with real people in real time. What more can you ask for?
5

out of 5

POSTED: | BY: Tammie

Exceptional Pet Ins!!

We have had HP pet ins for a few years now! The service is exceptional! The site is easy to use! Submitting a claim is super easy! Reimbursement checks are sent quickly! Coverage is fantastic! Wonderful customer service! We are so grateful we put our trust in Healthy Paws!!
5

out of 5

POSTED: | BY: Michael

PUUURFECT

Out little kitty got really sick causing us to rush her to the emergency room. Healthy Paws came through and covered us as we expected. The process was easy. Vet billed them directly. They were easy to work with and very responsive. So so happy.
5

out of 5

POSTED: | BY: Debra

Healthy Paws is the best! Without their help, I would not have been able to save Bear's life. Huge thanks to Healthy Paws!

Bear had to have emergency surgery for a perforated intestine. Without Healthy Paws Pet Insurance (and the great effort of Michigan State University's vet hospital), Bear would not be alive today. Healthy Paws has been tremendously supportive and customer service is second to none and very responsive.
5

out of 5

POSTED: | BY: Rosemary

I very much appreciate how quickly and efficiently my claim was handled

Thank you for being such an easy and efficient company to deal with, I appreciate your wonderful service, I just wish my personal insurance worked as well!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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