Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Frank Sherman

Deceptive

I first purchased the policy for our Cocker Spaniel last Sept when he was 4 months old. With $250 deductible and 90% coverage, the premium was $41.74 per month. Now one year later they premium was raised to $51.76 per month. That is a 24% increase!!! To make matter worse, the same coverage for the same age and breed of dog would currently cost a NEW subscriber only $39.66 per month. When I questioned this, they just gave me double talk saying if I cancelled and re-enrolled I would have to worry about pre existing conditions... It is clear this company takes advantage of current clients. DO NOT DEAL WITH HEALTHY PAWS, by the time your pet may actually need it, the premiums will have become unaffordable.
1

out of 5

POSTED: | BY: Frank Sherman

Deceptive Pricing

I first purchased the policy for our Cocker Spaniel last Sept when he was 4 months old. With $250 deductible and 90% coverage, the premium was $41.74 per month. Now one year later they premium was raised to $51.76 per month. That is a 24% increase!!! To make matter worse, the same coverage for the same age and breed of dog would currently cost a NEW subscriber only $39.66 per month. When I questioned this, they just gave me double talk saying if I cancelled and re-enrolled I would have to worry about pre existing conditions... It is clear this company takes advantage of current clients. DO NOT DEAL WITH HEALTHY PAWS, by the time your pet may actually need it, the premiums will have become unaffordable.
5

out of 5

POSTED: | BY: Anthony Burton

This is the best insurance company better than my own personal one and that’s saying something.

This was my response back when Healthy Paws sent an e-mail asking how the surgery went. Hello. Ari is on his first week of recovery. He is doing really well. The surgery would not have been possible without Healthy Paws. We can’t thank the staff’s understanding and how quickly the claims are processed. The amount of stress with a loved pet with health issues is so hard and healthy paws and it’s staff take some of that burden off our shoulders. I am recommending this service to everyone that I know with a loving pet and hope I can help bring business your way, lord knows you deserve it. You have a loyal customer in the Burtons . Thanks again for all your help and understanding and again, the staff, they are awesome and please let them know how much they are appreciated Anthony and Helen Burton
5

out of 5

POSTED: | BY: Jenny

Amazing, fast, no issues, and thoughtful!!

One of our little guys woke up paralyzed; we rush to vet and then ER. He had surgery and will start therapy in a couple weeks (which is ALSO covered!!). I submitted the invoice and it was processed in less than a week, no questions or concerns. I called to asked about therapy coverage and the person was so helpful and asked how our guy was doing. I also received an email asking how his healing is going!!! This company gets me!! <3
5

out of 5

POSTED: | BY: REBECCA ANDERSON

An insurance that allows you to worry about your pet, not the bill

I am sure you hear this a lot but my Lilly is a baby. I can't tell you how stressful it was knowing she was going in for a major surgery at her age and such a painful one at that. She really needed this surgery because her chronic ear infections were just getting worse and worse. Her quality of living was not optimal and something had to be done. Having this insurance policy was a beacon of light to me because I didn't have to worry about the money but instead focus on my baby's health and recovery. It was a horrible few days of recovery but today almost two weeks later, she is happier and healthier. She gets her stitches out tomorrow and from the results of the culture, her infection was a nasty one and so far down her ear canal, that it would have never cleared up and would have just kept rearing it's ugly head. I tell everyone about your insurance plan and how well I have been treated. Thank you for caring and checking in on my baby. She is the light of my life.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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