Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Todd

Easy to work with and very happy with their service

Lambeau unfortunately was diagnosed with skin cancer (and later breast cancer) and we went down the road of many surgeries and appointments. Healthy Paws stood by their word and paid for 90% of our bills (other than exams which we had to pay out of pocket). It's nice to know that while there are unexpected expenses to having a dog, there's no reason for me to make terrible decisions based on finances. Thank you Healthy Paws.
5

out of 5

POSTED: | BY: LiLi

Reliable, concise, trustworthy pet health insurance.

My now 12.5 year old yorkie has been with Healthy Paws since he was 6. After many horrendous experiences with other companies, I cannot recommend Healthy Paws enough. Their coverage is clear and concise, and I absolutely love their online app that allows me to take a photo of his invoices to be submitted right away. The direct deposit option is also not only extremely convenient, but allows us to be environmentally friendly by saving trees. I work a lot in Canada, and they have been amazing in covering my pup's veterinary bills without any issues. I love them, and have sent many, many of my fellow pawrents there. Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Tyler

Priceless piece of mind

I cannot say enough about Healthy Paws ... they have been nothing short of amazing and can honestly say that we likely would not have our little "Wagner" anymore if it wasn't for them. Unfortunately, Wags has had three different stomach surgeries, two knee surgeries and most recently a surgery to repair a ruptured disk in his neck. Healthy Paws has covered all these surgeries and gives us the peace of mind knowing that if Wagner has another serious problem, we will be able to provide the right care for him knowing Healthy Paws has us covered.
5

out of 5

POSTED: | BY: Susan Swanson

Wouldn't have a pet without having pet insurance!

Our 4 1/2 year old Golden Retriever has never eaten anything other than food/treats. All of a sudden one afternoon she vomited a good amount of plastic -- two kinds, two colors. Have never figured out where it came from - best guess is from inside of a plush toy. She is an inside dog and never in our yard without supervision. So after she vomited we figured that was out of he system, but 8 hours later in the middle of the night she vomited more plastic, so off to the emergency clinic we went. She was admitted and observed and some testing was done and she was discharged after about 15 hours. At home she vomited again mid-day (no plastic) and then late afternoon vomited her food, so fearing possible obstruction we took her back to the emergency clinic. Ultimately she had an ultrasound to look for obstruction -- none found, so discharged. Two days later she vomited again, food and more plastic! Took her to another emergency clinic for second opinion and treatment -- endoscopy done, no plastic found. No further vomiting after this, but this ended up being 8 days of worry and repeated trips and evaluations at two emergency clinics. Total charges were $3,959 and we were reimbursed $3,253. We could not have give our sweet pup the care and attention she needed without Healthy Paws, and if there had been an obstruction without her getting treatment she very well may have died! We are so grateful for Healthy Paws.
5

out of 5

POSTED: | BY: Pankaj Guleria

Best decision for my dog!

Healthy paws has been one of the best decisions that we have made for our dog. Even though the premiums are a bit on the higher end, it has always been super easy to submit claims. The EOB after the claim has been processed, clearly calls out the breakdown and I have never had to go back to customer support on this. We recently got a major surgery (ACL) done for our dog and I submitted the invoice a couple of days after. This was a huge bill and I was nervous on how much I would be getting back (based on the breakdown of the invoice). Surprisingly the majority of the bill was covered by the insurance and money deposited into my account in a few days, there was not even a single follow up call done by insurance company to check or verify the details of the invoice (which is something I have heard other insurance companies do a lot and harass customers). Kudos to the great team at Healthy paws and keep it up !!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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