Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Eileen Uy

Very easy to use, highly responsive, great customer service

Healthy Paws has been so responsive to my claims for my dog. The app is very easy to use, and they took out all the hassles that I have come to expect from insurance companies. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Yoni LeVenthal

Great coverage

Quick response time super friendly service and a pleasure to deal with
5

out of 5

POSTED: | BY: Annette

7 years of frequent claims and never had an issue. Healthy Paws has been a godsend!

My American Bulldog has had more than her fair share of health issues, from joint issues to heart troubles to allergies. Once, she reacted to a medication and needed to spend a few days at a pet hospital, which resulted in a several-thousand-dollar bill. Luckily, she's insured through Healthy Paws. There is no way we would have been able to take care of all of her health needs for these past 7 years without it. Submitting invoices is easy, and we've never had any hassles with them not covering stuff. They've truly been a godsend and I cannot recommend them highly enough.
5

out of 5

POSTED: | BY: Jackie Flanagan

Having Healthy Paws as our pet insurance was the smartest thing I have ever done!

Four years ago, we decided that we wanted to add a fur baby to our family. His name is Seamus. Being first time pet owners, we knew the first and most important thing was to get good pet insurance. Having done some research, we found Healthy Paws. They offer broad coverage and a reasonable monthly fee that we can afford. Just recently Seamus cracked two of his teeth chewing on a bully bone and had to have them removed! An unexpected cost like that can be stressful. It was comforting to know that Healthy Paws was there to cover 90% of the cost. We highly recommended Healthy Paws to pet owners. Submitting a claim is so easy and they are quick to reimburse us. We can't thank Healthy Paws enough for the personal touch. They always follow up by emailing to check on how Seamus is feeling.
5

out of 5

POSTED: | BY: Lauren mulligan

Beyond happy

I’ve been a member of the healthy paws family for about a year: 4 months ago my 6 year old tabby started having chronic ear infections. We have been to 3 different vets with so far 10 appointments and 14 claims to insurance for visits and medicine. Healthy paws has made the process of submitting and filing claims so easy. Even reaching out via email to check on her wellbeing. When you call, the customer service team is so compassionate. I am very happy I chose them to be my kitties health care.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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