Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Anna

We are so grateful for Healthy Paws!

We recently found out our 8 yr old dog has cancer. The best option to alleviate her pain and extend her life was to amputate her front leg. This was such a tough decision for us, but we are SO GRATEFUL that we didn't have to base the decision off of finances. Healthy Paws covered 80% of the surgery, medication and all associated appointments. Their associates checked up on our dog multiple times and even though the surgery was only 2 weeks ago, we have already received all of the checks! We were never expecting to get this tough news, but having Healthy Paws made it that much easier to deal with what we were going through. Thank you to all of the Healthy Paws staff who helped us during this time. Even our surgeon told us that Healthy Paws was the best pet insurance their office works with! We are happy to report that our dog has made a quick recovery from surgery and is back to her happy self!
5

out of 5

POSTED: | BY: Sarah

Best Pet insurance

We adopted a cat from the spca who unfortunately has a very bad case of pica (eating foreign objects). As a result he had had multiple bowel obstructions, surgeries and hospitalizations, despite our best efforts to keep everything away from home. Healthy paws has been prompt and responsive with our insurance claims every time! We could not continue to care for our beloved cat if it weren’t for their insurance.
5

out of 5

POSTED: | BY: Jeannine

Easy and Straightforward pet insurance

We got Healthy Paws insurance right away when adopting our first cat almost 2 years ago. The site/app is great. It was easy to sign up and submit our first documents. And it has continued to be easy to submit any claims. They respond quickly and thoroughly. I appreciate the clear explanation of benefits so I can understand what is covered and how different costs applied to our deductible.
5

out of 5

POSTED: | BY: Lila

Peace of minds in difficult times.

I have been with Healthy Paws for 10 years and I am grateful for their service. The ability to focus on my dog’s and recovery instead of an invoice is priceless. My claims experiences have been easy and checks were issued rapidity. Their costumer service staff truly cares about the health of your pet.
5

out of 5

POSTED: | BY: Betsy

Within 7 business days, I received a check ...

After researching Pet Insurance companies and asking around to my friends, I decided on Healthy Paws Pet Insurance for my adopted rescue dog-Harry. Six months after adoption, when Harry was just under 2 years old, I went on a cruise. While at sea (with no wifi or internet), and Harry with a pet sitter, he ingested things he should not have while she was at work. After excessive vomiting and diarrhea, she contacted my daughter who rushed him to the vet, and then on to the vet hospital. After emergency surgery, the vet bills came to over $3,900.00. I got home from the cruise to these insurmountable bills. I contacted Healthy Paws immediately, first through my app, and then via email. They asked for copies of the bills and a history of his vet visits (have this at hand) which weren't many for Harry as I only had him a month. I spoke with their rep on the phone once and he was understanding and helpful in explaining my benefits. Within 7 business days, I received a check paying 80% of the vet bills (minus my deductible and the $40 initial vet visit which is not covered in your insurance). Thanks to the vet for saving Harry's life! Thanks to Healthy Paws for making it possible for me to be able to afford to save my dog's life! Betsy F.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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