Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Joy Denley

Healthy Paws is a great pet insurance company!

We joined Healthy Paws 6 years ago when we added Chloe to our family. We had never tried "Pet Insurance", but decided to try it this time. For 6 years we have paid into Healthy Paws and never used it. Now, with Chloe's continued ear infections we have had to go to a specialist to help get answers. Healthy Paws has stood beside us and paid our claims in a timely manner. A decision wisely made to carry "Pet Insurance" -- you never know if or when you will ever need it! Thanks you so much!!
5

out of 5

POSTED: | BY: S Walton

Amazing Service

My dog had to have emergency surgery, quite unexpectedly. While he was still under treatment and healing, I submitted my claim. Healthy Paws was quick to respond, and came through with resolving my claim in a very timely manner. I loved that they continually checked in on my pet's well-being throughout the process and his recovery. I'm so glad I invested in pet insurance with them, and would highly recommend them to all new pet owners. If only human health insurance was so easy to navigate!
5

out of 5

POSTED: | BY: Mailinda Moore

Really great insurance company

I am so grateful I chose HealthyPaws for pet insurance - when I got my pup Finny, he was a rescue from a horrible situation, and I got him pet insurance at the behest of my mom since “you never know what’s gonna happen”. I didn’t have any need to use the insurance, but about 5 months later, I took him to the vet for something unrelated and they detected a heart murmur. A cardiologist then determined he had a congenital heart condition that required a $5000+ surgery - I had no qualms about getting him the surgery since I knew Healthy Paws would reimburse me. Not only did they cover his $600 echocardiogram, but all intermittent testing and his eventual surgery. I submitted the claims as soon as I got them, and all were processed very quickly - some within a day, others about five days. I didn’t receive a single phone call asking for further explanation, just an email wishing my dog well and a direct deposit in my account. I’m staying with them for the rest of my dog’s life, as they let me give him the best care available without worrying about what it would cost to save his life. I recommend Healthy Paws to everyone who has a dog or cat, and I will get them if I ever get any more pets. Couldn’t be happier.
5

out of 5

POSTED: | BY: Victoria Welch

Great insurance

Great insurance. Everything is very smooth. Anything that is a higher cost takes a little longer to process but not too long. My dog has cushings and recently tore his CCL so it was nice to have insurance to cover those things.
5

out of 5

POSTED: | BY: Kenda Schmeiser

Amazing and efficient service

My GSD had to have ligament surgery, Healthy Paws paid the claims, no questions asked. They made it so easy to submit claims, great communication, and I didn’t have to worry about anything accept helping Holly heal.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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