Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Armen A.

Happy to have Healthy Paws on our side when we needed them

I'm lucky to have a happy, healthy, and very active young dog. With endless energy, it's easy to think he's invincible but injuries can happen to anyone and often out-of-the-blue. When he got hurt, having to deal with doctors and tests and surgery was quite a process. I've been a Healthy Paws customer for a few years now and appreciate how easy they made the claims process. It was easy to upload documents and they processed my claim remarkably quickly. Healthy Paws made sure I was able to focus on helping my dog get better and not have to worry about medical bills. I would recommend them to any pet owner. Like all insurance you hope you'll never need it but the peace of mind alone makes it entirely worthwhile.
1

out of 5

POSTED: | BY: Guy Dailey

Buyer beware

I purchased pet insurance 12/9/2013 for i think it was around $33 a month , Healthy Paws Web site says under Frequently Asked Questions # 6 ( Will my premiums increase?Due to the increasing cost of new technology and advances in veterinary and specialty care, your rates will increase SLIGHTLY to align with the claim payouts of each state). I am currently paying $55.03 New Monthly Premium $74.84 starting (12/09/19),, How is this a slight increase as advertised on their web site? My pet had to have surgery earlier this year now they increase my premium just this year alone 35% in a year!!!!!!!!!!! Overall increase of 125% in 6 years !!!!!!!!!!!!!
5

out of 5

POSTED: | BY: Ricky

Amazing company, quick reimbursement, and very considerate and helpful. Highly recommend!

Healthy Paws has been amazing. My dog needed to have 2 ACL surgeries and they were there every step of the way and the reimbursement checks came in extremely quick. I highly recommend them.
5

out of 5

POSTED: | BY: Carlo San

Best Pet Insurance

I have an English Bulldog and a Great Dane/English Mastiff mix (Daniff). I was reluctant to get insurance on our dogs since it is just one more expense. My wife and I decided to just do it since things can happen. This insurance company is AMAZING!!! They are very friendly when you have to call them. Filing a claim is as easy as it gets. All you have to do is go to the app, take a picture of the receipt and hit submit. They review the claim and direct deposit the funds right into your account (it usually takes just a few days). The company even emails me to see how my dog was doing after his surgery.
5

out of 5

POSTED: | BY: Brooke Campbell

They really care about you and your pet!

From the bottom of my heart I love Healthy Paws Pet Insurance! I am in my early 20s and just adopted my first pet on my own so I want to give my cat the best and longest life I can, but I knew if a health issue were to arise I did not have a lot of money to spend. Thank god I chose to get pet insurance because he recently had to have an MRI and numerous other diagnostic tests that would have cost THOUSANDS of dollars. I was so worried that the insurance was not going to cover it because I’ve heard some insurance companies will make any excuse to not pay what they promise. But my experience was not like that at all. I submitted my claims from the app and literally the next morning the reimbursement was approved! They even called me the next day to check up on my cat and I, and sent me an email the following week to once again see how he was doing. You can tell this insurance company really cares about you and your pet. I am so passionate about this company that whenever the topic of pets comes up in a conversation I recommend this insurance because you just never know what might happen to your furry friend. Turns out my cat has an autoimmune disease that will need medication and monitoring for the rest of his life, but I have peace of mind that I will be able to afford his treatments thanks to this insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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