Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,014

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Sydney

Company reflexively denies claims, and refuses to speak with insured

The sales team is wonderful and accessible, but once you sign up, don't expect to get that level of care ever again. Company denies all claims submitted without adequate explanation. All calls go to a call center in India, most times you can't even get through, and if you are lucking enough to speak with a human and leave a message, it will not be returned. They may eventually honor a claim, but it requires so much effort and time, I'm guessing most people give up. That is a long-honored strategy in the insurance industry, incidentally.
5

out of 5

POSTED: | BY: Robin

My dog had to be taken to the emergency…

My dog had to be taken to the emergency hospital on Thanksgiving where he spent three days. I filed my claim on 12/2, checks were in hand on 12/10. The communication throughout the process was excellent. I know it’s easy to feel when filing on line that you will end up in a black hole, Healthy Paws let me know where I was in the process everyday. My claims were paid exactly per my policy..no questions asked. I have two dogs covered by Healthy Paws, best decision ever.
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5

out of 5

POSTED: | BY: Robin

Best pet insurance

My dog had to be taken to the emergency hospital on Thanksgiving where he spent three days. I filed my claim on 12/2, checks were in hand on 12/10. The communication throughout the process was excellent. I know it’s easy to feel when filing on line that you will end up in a black hole, Healthy Paws let me know where I was in the process everyday. My claims were paid exactly per my policy..no questions asked. I have two dogs covered by Healthy Paws, best decision ever.
5

out of 5

POSTED: | BY: Drew

So happy to have Healthypaws!

I highly suggest healthypaws to all pet owners I meet. I have had a couple health issues with my frenchie and they have been there along the way. I have had zero issues with Healthypaws which has allowed me to focus on ensuring my boy Claude gets the best care possible. 
5

out of 5

POSTED: | BY: Doreen

Healthy Paws is Fantactic. Highly Recommend them.

Healthy Paws has been great. My dog has some medical issues and they are always there to help out with the costs. Most recently he had to have surgery and Healthy Paws actually checked in to see how he was doing. They really care. I cannot thank them enough.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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