Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Zach

Disappointed - Premium Increase just 1 year in (not used it even once)

I chose Healthy Paws for their manageable premiums and mostly online people did not report premium increases. It is only after you receive a nice "your premium has been increased" you realize they find that there's a fineprint allowing them to do just that. Disappointed as I didn't get to enjoy the coverage even once and here I am paying more!
5

out of 5

POSTED: | BY: Avra

Awesome pet insurance!

Super easy to navigate and super fast reimbursement. My pup was diagnosed with IBD and has had some expensive testing, imaging, and medication. Healthy Paws has paid all of my claims with no hassles. They even provide a personal touch and check in our your pet afterwards. I highly recommend!
5

out of 5

POSTED: | BY: Arianne Toni

Wonderful insurance company

I have a 6 year old frenchie whose had several serious health issues since the age of 1. Without healthy paws, I’d be several thousands of dollars in debt trying to treat my baby. My annual deductible is almost always met within one vet visit, and I get reimbursed a majority of what I pay out after that. Their app is easy and quick to use when filing and checking on claims, and reimbursement comes within a reasonable amount of time. I highly recommend this pet insurance company!
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5

out of 5

POSTED: | BY: Arianne

Great insurance company!

I have a 6 year old frenchie whose had several serious health issues since the age of 1. Without healthy paws, I’d be several thousands of dollars in debt trying to treat my baby. My annual deductible is almost always met within one vet visit, and I get reimbursed a majority of what I pay out after that. Their app is easy and quick to use when filing and checking on claims, and reimbursement comes within a reasonable amount of time. I highly recommend this pet insurance company!
5

out of 5

POSTED: | BY: Ariel

Awesome service and care

I'm with HealthyPaws to protect our 10 months Bernese Mountain Dog, a troublesome puppy that needed care several times in the last few months. That included ER and overnight hospital care. Expensive treatment that HealthyPaws covered quickly and efficiently. Great customer and pet care. Awesome service.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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