Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,018

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sabrina

Service is quick!

Healthy Paws pet insurance helps offset costs for my family and helps us to keep our puppy healthy and safe.
5

out of 5

POSTED: | BY: Sandi

Great insurance, easy to use, and quick to pay.

This insurance company has paid thousands of dollars in claims in the year or so I have had it. Very easy to use. Highly recommend this to anyone getting a new puppy, more than worth it.
5

out of 5

POSTED: | BY: Kyle

Great company, reasonable rates, would recommend to anyone.

Great experience with them so far. Didn't have any pushback on a large claim just a few months after starting our policy. Approval and reimbursement were very quick. They also added a great human factor with follow up emails asking how our dog was recovering from surgery.
5

out of 5

POSTED: | BY: Paul

So responsive and empathetic during a difficult time.

The title says it all. They are impressive.
5

out of 5

POSTED: | BY: Carol Keiling

Healthy Paws was there for us when we needed them most

Our beloved Sky was diagnosed with Lymphoma cancer at only 6 years old. I had never been a fan of treating dogs with chemo but our vet explained that Lymphoma treatment is well tolerated with minimal side effects. The only problem, he said, is that the regimen is very expensive. Luckily, we bought a Healthy Paws insurance policy for Sky when she was just a puppy. This made it possible to give her the treatment that she needed. Dealing with Healthy Paws is straightforward. They did just what the policy said that they would do. Filing claims is so easy that I can complete one in about 5 minutes from start to finish. Claim payments usually arrive within 2 weeks. I am happy to say that Sky is in remission and just as happy and goofy as always. I urge you to get your pets covered early while they are still young. Without Healthy Paws we would be without her now.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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