Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,018

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jessica

They have saved my dog - and I - more than once!

I am so grateful for this insurance company and the coverage they've provided to us since I adopted my dog in September 2017. Since then, she's been through heartworm treatment, then developed digestive issues that have turned out to be inflammatory bowel disease. Because of our policy, I have never had to worry about getting emergency care or tests/lab work done on my baby. I recommend this to all pets parent's I meet.
1

out of 5

POSTED: | BY: Terese

Been given the runaround on my claim

If I could give this company a zero I would . My dog got into a fight and I sent my claim in with detailed notes and charges from the vet in September 2019. I waited 2 months and got no response . I called in November and they said not enough notes I would have to appeal . This time I had the vet tech send it in , now to the appeals board and I haven’t heard from them . Now I have been on hold for 25 minutes waiting to hear back on my appeal . They really don’t want to pay for your claims . I would never recommend this company
5

out of 5

POSTED: | BY: Beverlyn

Money Saver

I highly encourage all pet parents to get health insurance through Healthy Paws. The customer service is great and they have covered multiple vet bills amounting to thousands of dollars for my dog who suffers from severe allergies. Its been a tough process figuring out how to help her get better but Healthy Paws has definitely made it a much easier one financially which let me focus on getting her the best medical help possible. My dog is in the early stages of her allergy immunotherapy but hopefully within the next couple of months the treatment will begin to pay off. Until then I know that this company will continue to help me tremendously.
5

out of 5

POSTED: | BY: Nadine

Always great

We got this insurance when our dogs were just puppies. We have had to use it for allergies in one dog and a emergency in another. They have always been great at reimbursement and our claims have always been handled in a timely manner.
5

out of 5

POSTED: | BY: Ivaylo

The fastest claim processing times

When my dog, Joy, had serious stomach issues, I did not have to worry about how much it will cost because of Healthy Paws. They processed my claim in 2 days and on the 3rd the reimbursement was in my account. I definitely recommend then for the fast and friendly service and the peace of mind I have knowing that my dog is covered by them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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