Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: robert

best insurance ever

great service. snap a pic of the receipt and just wait for the check. prompt and reliable every time
5

out of 5

POSTED: | BY: Kathy Lee

Effortless and easy

My dog has had some gi issues over the past couple of years and healthy paws has been amazing. Its as easy and effortless as taking a picture of your invoice and uploading it on to the app. Claims are processed pretty fast and I've been pretty happy with them so far.
1

out of 5

POSTED: | BY: Ron

Hold on to your wallet...astronomical annual rate increases

Been a healthy paws customer since Jan 2012. Initial years with Healthy Paws was good...quick claims, relatively low hassle factor. Then started to get the annual price increases. After 3+ years of no claims, I get a notice today saying that Healthy Paws is raising my rates by 36%....from $66.75 to $90.78. I would understand an increase to compensate for inflation, etc. but 36%. Totally unreasonable. Healthy Paws response will be "vet care is expensive, you can always increase your deductible/reduce your coverage. I'd stay away....they don't recognize long term customers let alone customers who don't have any claims. Policy Information • Protected Since: 01/17/2012 • Current Monthly Premium: $66.75 • New Monthly Premium Starting in 60 Days: $90.78
2

out of 5

POSTED: | BY: S

Called three times and didn’t get a return call

I wanted to ask questions. Called three times. No one picked up. Got the message they have heavy call volume and would I like a return call. Left number on automatic system. Never got a call.
5

out of 5

POSTED: | BY: Brenda Davis

Fast, Easy, and reliable.

I’ve had a great experience using Healthy Paws. My dog had a large bladder stone that needed to be removed and submitting the claim to Healthy Paws was easy. They refunded me quickly and even followed up via email asking how she was doing which meant a lot to me. I definitely recommend this company to others.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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