Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Farm Saeturn

A breathe of fresh air.

I am very happy I was recommended to Healthy Paws Pet Insurance from my supervisor at work. He said they are a godsend and after getting insured and then finally having to use the insurance, yes, I can see why Healthy Paws Pet Insurance is an angel in disguise. What happened: My 2 year old German Shepherd chipped her tooth while playing (it was totally mine fault how she chipped her tooth). I called up Healthy Paws Pet Insurance and they were VERY helpful, friendly, and understanding. I ended up getting a root canal for my baby girl and after filing the claim, which was SUPER easy, I received my payout and I honestly cannot believe how painless it was. Well, painless for me. I am sure my puppy (she will always be my baby puppy furever!) appreciated getting her tooth fixed. She had to wait about a month and a half before she had her surgery. Although she did not exhibit any discomfort, I was getting concerned if she felt any pain. Nonetheless, what a breathe of fresh air. No more stinky dog breath as she is able to brush her teeth again!! Healthy Paws Pet Insurance, we love you lots!
5

out of 5

POSTED: | BY: Sarah

Thank You Healthy Paws!

I have had a wonderful experience with Healthy Paws. My 1.5 year old Pomeranian mix has had severe gastrointestinal issues over the last several months. Luckily, we have had Healthy Paws since he was 3 months old. They covered all of the tests, blood work, and medications he needed during this time. It allowed us to access the care he needed that would otherwise be unaffordable. The only thing not covered is the exam fee. The turn around from when I submit a claim to receive a check in the mail is extremely expedient. I am very happy we chose Happy Paws!
5

out of 5

POSTED: | BY: Rick

Couldn't Have Been Better... Or Easier.

As soon as I learned that our young Labradoodle needed surgery on both rear knees, and that the condition was probably genetically based, I called Healthy Paws to ask about coverage. Within seconds, I was assured that, once they could verify that I insured her prior to any signs of the condition, the costs would be reimbursable. The rep also suggested it would be easier for me to have the vet's office submit the claim. From that moment on, I can only wish that human insurance companies could be as easy to deal with. I was kept informed via email, and received a check within 10 days. I submitted my own claim for a follow-up visit for prescription meds and it was approved the next day. There is no question but that I'll continue her coverage for the foreseeable future.
5

out of 5

POSTED: | BY: Sandra Brody

Healthy Paws Pet Insurance is Truly There When You Need It!

When my husband and I decided to get a French Bulldog puppy, we know that we would need health insurance for him. Frenchies, although they appear to be hearty animals, can be prone to allergies and some other ailments. I did my homework and compared premiums and benefits of several different insurance companies. I chose Healthy Paws because of its ease of use and its reasonable reimbursement policy. My decision has proven to be a good one. In his two years, Herschel has had allergy testing and a few common illnesses. Healthy Paws reimbursed all of the visits except for routine wellness at 80%, Last week, Herschel unfortunately had a herniated disk, which required emergency surgery. Once again, Healthy Paws came through and quickly reimbursed 80% of the surgical costs and all of the exams medical care. We highly recommend Healthy Paws to any pet owner who wants the ability to provide needed medical care to his/her pet without worrying about the cost.
5

out of 5

POSTED: | BY: Mircea

Peace of mind Insurance.

Healthy Paws was suggested at my work initially. We were not familiar with pet insurance never searched for one. We signed up and started using it. In the second year our dog needed major leg surgery that cost over $ 4.000. Having insurance made it so much easier, we were able to concentrate on the well being of our dog without stressing about the cost. They even covered hydrotherapy after surgery. There were years when we paid more in insurance premiums then what we used but there were also years where they paid us way more then we paid. A monthly premium gives us the peace of mind that we do not compromise about our dog's healthcare because of the cost. Healthy paws customer service is 5 star, they even checked with us how our dog was doing after surgery. Payments are quick and always hassle free. We did not try another insurance because we have a good experience with our current one.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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