Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Zach VanDerwerker

Excellent experience with HealthyPaws!

Our vet identified a large mass in our cat's (Willow) lung on an x-ray. The mass was life-threatening and would require major surgery to remove. The surgery would cost several thousand dollars and my wife and I were very concerned about how we could afford it. Fortunately we had pet insurance through HealthyPaws which significantly reduced the overall cost of the surgery and made it affordable for us! Willow is doing just fine now! The HealthyPaws claim process was incredibly easy to navigate and the processing time was less than a week. We're so thankful for HealthyPaws!
5

out of 5

POSTED: | BY: Janice

Healthy Paws is the real deal!!

Our dog, Jackson, recently required an emergency, life-saving surgery that we would not have been able to afford without insurance. Thankfully, our beloved pet was covered under Healthy Paws. When we called Healthy Paws to check on our coverage, the customer service representative was informative, knowledgeable, and compassionate. He knew all of the answers to our questions, and immediately gave us the confidence that Jackson would be completely covered under our policy. Additionally, Healthy Paws paid the bills directly to the veterinary hospital, and we were only required to pay the co-pay. What a relief! Thank you, Healthy Paws, for the great product, customer service, and follow-up communication.
5

out of 5

POSTED: | BY: Sean

Top notch and reliable insurance

Spent a while looking for pet insurance companies and heard a lot a good reviews about Healthy Paws. I was a little skeptical at first but after experiencing first hand the ease of filing claims with them for our puppy they definitely have lived up to the hype. Look no further, they honestly have the simplest and most straight-forward policy there is, and their pricing is very competitive as well.
5

out of 5

POSTED: | BY: Cathy Lovelace

Best service

I am so happy with Healthy Paws Insurance. They couldn’t have better service and the reimbursement check came really fast. I will always have insurance so I can be sure and have care for them anytime they have a health concern. I wish our human health insurance was so quick to settle claims and pay. Thank you Healthy Paws!!
5

out of 5

POSTED: | BY: Amanda Aronovitz

A stressful situation made easier by Healthy Paws

My sweet goldendoodle Ollie suffered bloat. His stomach filled up with air and started to twist. We were fortunate to know the signs of bloat and he was able to get the ER vet within minutes of symptoms starting. He had a successful surgery and is going to make a full recovery. It was emotionally and financially rolling. When I called Healthy Paws to discuss what was going on, they couldn’t have been nicer. They reached out to the veterinary clinic and worked directly with them on getting invoices and updates. This is not customarily how the claim process works as you’re supposed to submit yourself. However, they knew how stressed I was and wanted to take the burden off of me. Our claimed was processed very quickly and had a received our reimbursement a few days after. They continued to reach out checking on Ollie. The personal attention made this situation much easier. I highly recommend Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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