Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sam

Reassurance During Difficult Time

Healthy Paws made care decisions, claims submission, review, and reimbursement very easy during a difficult time when my pet was unexpectedly sick with a stomach blockage. Highly highly recommend their insurance products. We found Healthy Paws via Wire Cutter and took their advice of highest deductible you can afford and 90% reinsurance. Would recommend this strategy for any dog owner. You never know when catastrophic events may impact your dog - we went from a healthy, vibrant dog one Saturday morning to a dog needing to be admitted to the local pet hospital less than 24 hours later and surgery to remove a blockage less than 24 hours after admission! Healthy Paw policy documents made it clear what was covered and what was not (e.g. exam fees), claim submission is all by document upload, and emails keep you updated on status. Our dog is now bounced back to good health and we're not managing an out sized unexpected payment for his care.
5

out of 5

POSTED: | BY: Mya Win

Best to deal with, no anxiety during difficult time

My pet is getting a reliable insurer (Healthy Paws) in times of need. She was cared for at the time of her sickness with less hassle. I got the peace of mind with Healthy paws.
5

out of 5

POSTED: | BY: Sid

Healthy paws was the best choice for our willow.

If your looking for pet Insurance look no further. We have had healthy paws for 6 years. We have had to use it many times over the years. It’s easy to submit your claims they are fast to issue you your claim and there customer service is great. If your animal is injured they reach out to you to see if they are okay. I will always have pet insurance through them. Animals are like family and they should be protected with a good insurance company.
5

out of 5

POSTED: | BY: Amil Gehrke

Quick payments and friendly staff.

Quick payments and friendly staff. What they cover is clear and I feel they provide good value.
5

out of 5

POSTED: | BY: Nathalie Klasens

Healthy Paws helped make a stressful time easier

Our french bulldog Gus needed emergency spine surgery due to a ruptured disk. Healthy paws worked with our neurologist and hospital to get the payment straight to them so we didn't have to pay funds upfront. It was such a stressful time for us and Healthy Paws made it so much easier and helped keep our focus with Gus instead of the financial paperwork. Healthy Paws also checked in with us on how Gus was doing and these little things are why we will never change our insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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