Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,018

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: IL

Better than I ever expected

I didn't have high hopes when getting insurance, but decided to go with Healthy Paws because it seemed the best out of the 3 recommended by our vet and I am glad I did. Submitting claims is easy, response time is quick and they even wrote to check on my pup after an acute illness. Overall, better than any human insurance and I the monthly cost is reasonable.
5

out of 5

POSTED: | BY: Jisoo

Healthy Paws saved my cat's life!

I signed up for Healthy Paws because my cat turned 6, and I figured it was about time for just in case. My friend recommended it to me - and it was one of the best suggestions I received ever! Shortly after, my cat got diagnosed with IBD, and he's been getting treated ever since. This was not cheap, but luckily with Healthy Paws, I could afford all treatments, vet visits, tests, and medications just fine. And the reimbursement is so easy. I submit a photo of the vet bill via their app, and they send me a wire transfer. Recently I had to take him to the ER and they thought he might have cancer... which was the most heart breaking news ever. Healthy Paws reached out to me and asked if my cat was doing okay. It was such a nice personal message and I was so grateful - I mean what kind of insurance company would ever do that! Thank you so much, Healthy Paws!
5

out of 5

POSTED: | BY: Deborah

Affiliating with Healthy Paws was the second best decision I made, Mollie was the first!!!

Mollie had a ruptured disc that eventually caused her to stop walking, surgery was done immediately. Having a piece of mind with Healthy Paws meant so much to our familly. The immediate attention, caring people and reimbursement was everything that they said they would do and then some. Healthy Paws continued to check on Mollie to see how she is doing.
5

out of 5

POSTED: | BY: Katrina

Couldn't be happier

My Shar Pei needed to get entropion surgery for his lower eyelids. Luckily we had already gotten insurance with Healthy Paws prior. After the surgery, filing a claim with Healthy Paws was so simple. I am so happy that Healthy Paws makes filing claims so easy! Having 2 Shar Pei, insurance is definitely recommended and I HIGHLY recommend Healthy Paws!
5

out of 5

POSTED: | BY: Marlene

Healthy Paws is a GREAT Pet Insurance!

I have had Healthy Paws pet insurance for at least 10 years for all of my dogs. They have been excellent at reimbursing the medical, acupuncture and cold laser expenses for my pets once the annual deductable has been met. The customer service is excellent and they are prompt at sending the reimbursement. In addition to covering prescription medications, they also cover some supplements as well. I would like to see them cover Chinese herbal supplements which is an important part of the overall acupuncture treament plan and it has become an accepted holistic treatment supplement. Take the time to look into Healthy Paws insurance...you will be glad you did!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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