Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kyoko

Healthy paw insurance is best

I am very glad to have a healthy paws insurance Because I had a couple of pet insurance before I became a Healthy paws insurance member I had a very bad experience with the other insurance company they didn’t help me out at all. But this Healthy paw insurance is great. BBC
5

out of 5

POSTED: | BY: Emma Villamil

Excellent pet insurance--glad we have it!

Excellent, do it! You'll be happy you did!
5

out of 5

POSTED: | BY: Carl Funke

Quick, Professional, Value

My dog, Doodles, has had a few "issues" with some other dogs and with dermatology problems over the past few years, and I am SO happy that I have Healthy Paws pet insurance to cover the inevitable high cost of emergency hospital visits and treatments. The on-line set-up is terrific and easy to complete without any problems, and the response time for my claims has always been outstanding. I had VIP pet insurance with my previous Lab, and I can honestly say that Healthy Paws is far better and a greater value.
5

out of 5

POSTED: | BY: Mellow Ellis

We Love Healthy Paws!!!!!!!!!!!!

My little Mia is a rescue and a mixed breed puppy (only 1 yr old) so I did not anticipate facing a serious surgery at all much less so early in her life. Having Healthy Paws behind us has made all the difference in the world! I cannot tell you what a relief it has been to be able to just focus on her and not stress over the costs of her surgery. With my previous dogs I didn't have insurance and has made all the difference in the world for me! She is the light of my world and her surgery was very scary to face, but my vet is amazing and the Healthy Paws insurance made it so much better. Low monthly cost for total peace of mind, we are customers for life!
5

out of 5

POSTED: | BY: Angie Sha

Amazing Customer Service and Prompt Reimbursement for Claims

I have been a Healthy Paws customer for a few years. The claims process is very easy and convenient since I can submit pictures of my invoices via the Healthy Paws phone app. I had not incurred significant pet expenses in excess my plan year deductible until recently. I paid the vet on a Wednesday evening and submitted pictures of my receipt and itemized invoice via the Healthy Paws phone app the same night. The claim was processed on Thursday and I received a direct deposit reimbursement on Monday. Their quick processing time surpassed my expectations! In addition, I received a personalized follow-up email from Healthy Paws to check in on my pet. Worrying about a sick pet is stressful enough. I did not have to worry about the financial burden of the ER bills thanks to Healthy Paw's efficiency in processing my reimbursement.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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