Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Gary and

So Glad We Chose Healthy Paws

Outstanding to work with, claim process extremely consumer friendly and fast. Reached out to us to check on our Mini Aussie after surgery. HIGHLY RECOMMEND!!
5

out of 5

POSTED: | BY: Russ Armstrong

Best. Insurer. Ever.

Healthy Paws have consistently looked after our golden doodle Alfie since he was a pup. More recently he had to have life saving surgery after he ate AstroTurf at daycare. It was the worse 48 hours of our life and we could make decisions without thinking of the cost. Our only consideration was how to get our sweet Alfie back to health. Before you even get your dog, get insurance and Healthy Paws is the best. We love being part of the Healthy Paws family.
5

out of 5

POSTED: | BY: Tracy

This insurance saved our dogs life!

Tikaani developed a deadly Hemolytic anemia and would not have lived if we hadn’t caught it soon enough. We were beyond lucky. The large expense to treat him would have made it impossible for most people to bear without insurance. Healthy paws paid for the life-saving procedure and we could not be more grateful! They saved us over $12,000 and Tikaani is home. Please, insure your pets and we highly recommend Healthy paws!
5

out of 5

POSTED: | BY: April Franklin

Absolutely worth having!

Healthy Paws is the reason we didn’t have to have our dog put down on Christmas Eve. He ruptured 2 discs, was in tremendous pain, and couldn’t use his hind legs. There is no way we could have afforded an almost $9000 vet bill to save our dog. Because we had Healthy Paws insurance we were able to afford to get him the surgery he needed. He is recovering amazingly! We have had to file two big claims in the last two years and Healthy Paws has really come through for us. They paid claims as per our policy. Absolutely worth having!!
5

out of 5

POSTED: | BY: Kerrie W

Great Service. Easy, no hassle claim process.

I started policies on our four rescued Galgos a year ago. I was starting to wonder if we really needed the coverage; my dogs were young. What were the chances of me making a claim that would cover the monthly premiums? Then my 5 year old, Paquita, started exhibiting symptoms which were of concern to my regular vet who referred us to a specialist. It was Thanksgiving. I was unable to get an appointment so I had her admitted as an emergency. I didn't stop to check my Healthy Paws policy/coverage. I simply wanted the best care available immediately. A month later, after the initial scare and a promising prognosis, the credit card bills were due. I logged into the app expecting a long, cumbersome claims process. The only thing I was asked to do was submit copies of the hefty invoices. I uploaded them all expecting many of them to be rejected for one reason or another Within 3 days 80% of my expenses (-$250 deductible) were approved for reimbursement. Absolutely no hassle at all. The only question I received -- was Paquita recovering from the invasive tests she’d undergone? Followed by wishes for a quick recovery. From start to finish the process was simple and communication timely. I am so impressed with the service and kindness I received. It’s such a relief to know that all four of them are covered and that I’ll always be able to give them the very best care available.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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