Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,237

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Vicky

Excellent service

I’m so glad I have this insurance with Healthy paws. I wasn’t sure it was a good idea since I had a puppy and very healthy but who knew she would get hit by a motorcycle right in front of our vehicle. Her hip was pulled out of socket and tendons blown. She is doing good but the recovery time is long. Thank goodness we had this insurance/ with bills over $3000 and in pandemic - all finances are so tight. Getting the reimbursed check today was a huge blessing .
5

out of 5

POSTED: | BY: Kelsey

Thank you for your support!

I have two young dogs covered by Healthy Paws, it's has definitely been worth the cost. They love to get themselves into trouble! When my dog needed emergency surgery I was able to focus on my dog and his health, instead of having to worry about the cost of the surgery and hospitalization. After submitting a claim the company quickly deposited my reimbursement. They also contacted me afterwards to check in and see how my dog was doing.
5

out of 5

POSTED: | BY: Gloria

App makes it very convenient to file claims and the claims get processed very fast

My dog had a bowel obstruction and required surgery. Overall the bills were a little over $10,000 with 2 ER visits, a regular vet appointment and the surgery. With insurance I ended up paying a bit over $1,000 which was doable compared to the actual bill. It is very convenient to file claims and the claims get processed very fast. This all makes it so you can focus on caring for your pet. Thank you healthy paws.
5

out of 5

POSTED: | BY: Lili

My dog had a bowel obstruction and…

My dog had a bowel obstruction and required surgery. Overall the bills were a little over $10,000 with 2 ER visits, a regular vet appointment and the surgery. With insurance I ended up paying a bit over $1,000 which was doable compared to the actual bill. It is very convenient to file claims and the claims get processed very fast. This all makes it so you can focus on caring for your pet. Thank you healthy paws.
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5

out of 5

POSTED: | BY: Jamie

Healthy Paws made my claim easy

I’m so graduate to Healthy Paws for the quick and easy turnaround on my first claim. My cat had a serious and very expensive hospitalization. He’s only home one week and I’ve already received payment on my claim. They also sent a very personal email asking about how he is doing. They really are doing things right
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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