Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,237

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Bev

HORRIBLE

HORRIBLE. My dog has allergies. In Florida my rate was $38 / month. I moved to North Carolina and they doubled my rate YET A NEW CUSTOMER IN THE SAME CITY WOULD PAY $38. Although they pay claims fast, they are a scam .... funny but the 'new jacked up rate' is how much my meds cost for the dog. My advice DON'T USE.....unless you never plan to move from your home.
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5

out of 5

POSTED: | BY: Renee

Very pleased with Healthy Paws Insurance

I'm very pleased with Healthy Paws Insurance. They quickly review bill after submitted and quick to reimburse. They take the time to ask how my pet was doing after his surgery. Very thoughtful ❣️. My vet had asked me about this insurance and I gave them a two thumbs up. They are going to refer Healthy Paw's to more of their clients.
1

out of 5

POSTED: | BY: me

Apparently my cat is too old to insure

Apparently my cat is too old to insure. Would not even generate a quote. What crap!
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5

out of 5

POSTED: | BY: Alexandra

So grateful for HealthyPaws

We had a wonderful experience with HealthyPaws. Our dog George had emergency bowel obstruction surgery, which was very expensive. Even though we'd been paying the HealthyPaws premiums faithfully for a year, I had heard horror stories from friends whose pet insurance had found loopholes to get out of paying at the last minute so I was still concerned. But I shouldn't have been! Submitting the claim was really easy and I had the reimbursement check in hand very quickly afterwards. We are so grateful that HealthyPaws was there for us when we needed it and I recommend them to all my friends now.
5

out of 5

POSTED: | BY: Atara

THE BEST INSURANCE COMPANY I HAVE EVER DEALT WITH!!!

I have never had pet insurance prior to getting my current dog five years ago. I had been recommended to healthy paws from a friend but never had to use them. However, my dog developed a serious bladder problem and she needed several test that were quite costly. I submitted my claims to healthy paws which was made EXTREMELY easy on line. The checks came before I barely got the biopsy results! It was so swift that I could barely believe it...There were several claims and as each got submitted the check came shortly after. And, I also received an email from customer services asking about my dog...a personalized email. I will never use another pet insurance company and I am their biggest fan and advocate for anyone needing to purchase insurance for their pet...Thank you healthy paws from the bottom of my heart!!!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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