5
out of 5
POSTED: | BY: Michael Andresen
Best insurance ever...! Claims are paid within a few days.
The best insurance to have your pet. Using their app is easy and no nonsense.
4.9
out of 5
Number of reviews 10,780
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Linnea
Better service than I get with my human health insurance!
Competitive rates and great customer insurance. I just filed 2 claims and the were taken care of promptly and with no surprises. Also, the sent a personal not asking how my dog was doing after being hospitalized.
5
out of 5
POSTED: | BY: Alex Christensen
More Than Money, They Gave Us Time
Recently my husband and I went through every pet parents worst nightmare, a cancer diagnosis that came out of nowhere. We were faced with the choice to put our 6 year old dog down (the love of our life!) or go through Chemotherapy treatments over the next 6 months to extend her life and keep her comfortable with hopes of her going into remission. Without Healthy Paws, we wouldn't have had a choice because we simply couldn't afford the weekly treatments without their help. What Healthy Paws does for their clients goes far beyond a payment plan. We are so grateful to them for giving us the ability to treat Rosie's cancer, and more importantly giving us more time with her. They are quick to respond to claims, usually within 5 days the money is back in my account. Not only that, they actually sent me a message asking how my dog was doing after they noticed her cancer diagnosis on the claims I had submitted, this company really goes above and beyond and I am so thankful I chose them over many of the other companies.
5
out of 5
POSTED: | BY: Alex
More Than Just An Insurance Company
Recently my husband and I went through every pet parents worst nightmare, a cancer diagnosis that came out of nowhere. We were faced with the choice to put our 6 year old dog down (the love of our life!) or go through Chemotherapy treatments over the next 6 months to extend her life and keep her comfortable with hopes of her going into remission. Without Healthy Paws, we wouldn't have had a choice because we simply couldn't afford the weekly treatments without their help. What Healthy Paws does for their clients goes far beyond a payment plan. We are so grateful to them for giving us the ability to treat Rosie's cancer, and more importantly giving us more time with her. They are quick to respond to claims, usually within 5 days the money is back in my account. Not only that, they actually sent me a message asking how my dog was doing after they noticed her cancer diagnosis on the claims I had submitted, this company really goes above and beyond and I am so thankful I chose them over many of the other companies.
5
out of 5
POSTED: | BY: Brandi
I LOVE ALL OF THESE HEALTHY PAW PEOPLE SO MUCH!!!
This insurance is so insanely amazing. We have three dogs, all of which who have used Healthy Paws Insurance with both chronic issues and emergencies. I have NEVER had an issue with ANYTHING. My reimbursements come back directly into my bank account. I have called with questions, and have always felt as though I was more than appreciated, and couldn't have asked to speak with nicer/more informed people. I recently used Direct Pay in an emergency with one of our Border Collies. Healthy Paws paid the entire bill upfront for Luna's surgery after my husband and I had spent all the money we had for bills for the month on pre-surgical imaging and testing the day before. I don't know what we would do without this insurance. I feel I can totally be confident in the fact my dogs will always be covered in an emergency, even if I do not have the money right then at that moment. It is also affordable to me, because of Healthy Paws, to be able to get that test the vet always offers 'just to be sure', when something is wrong. I don't need to think about how I may need to pay for the electric that month versus get that ultrasound for one of our dogs...
To say Healthy Paws is perfect wouldn't even be enough!!! THANK YOU HEALTHY PAWS!!!!! LOVE BRANDI, PUMPKIN, LUNA, AND MO!
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.