Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: April Franklin

Absolutely worth having!

Healthy Paws is the reason we didn’t have to have our dog put down on Christmas Eve. He ruptured 2 discs, was in tremendous pain, and couldn’t use his hind legs. There is no way we could have afforded an almost $9000 vet bill to save our dog. Because we had Healthy Paws insurance we were able to afford to get him the surgery he needed. He is recovering amazingly! We have had to file two big claims in the last two years and Healthy Paws has really come through for us. They paid claims as per our policy. Absolutely worth having!!
5

out of 5

POSTED: | BY: Kerrie W

Great Service. Easy, no hassle claim process.

I started policies on our four rescued Galgos a year ago. I was starting to wonder if we really needed the coverage; my dogs were young. What were the chances of me making a claim that would cover the monthly premiums? Then my 5 year old, Paquita, started exhibiting symptoms which were of concern to my regular vet who referred us to a specialist. It was Thanksgiving. I was unable to get an appointment so I had her admitted as an emergency. I didn't stop to check my Healthy Paws policy/coverage. I simply wanted the best care available immediately. A month later, after the initial scare and a promising prognosis, the credit card bills were due. I logged into the app expecting a long, cumbersome claims process. The only thing I was asked to do was submit copies of the hefty invoices. I uploaded them all expecting many of them to be rejected for one reason or another Within 3 days 80% of my expenses (-$250 deductible) were approved for reimbursement. Absolutely no hassle at all. The only question I received -- was Paquita recovering from the invasive tests she’d undergone? Followed by wishes for a quick recovery. From start to finish the process was simple and communication timely. I am so impressed with the service and kindness I received. It’s such a relief to know that all four of them are covered and that I’ll always be able to give them the very best care available.
5

out of 5

POSTED: | BY: Tim

Great product and simple

Straight forward plans and easy to submit claims and quick payment.
5

out of 5

POSTED: | BY: MICHELE Weinstat

Fantastic - Love Healthy Paws!

My dog has been sick and hurt a lot! She tore her ACL at 18 months then her meniscus a year later. She ate things she shouldn't have and needed xrays and treatment. She had a broken tail and hot spots. She is really the bad-news bear. Healthy Paws covered everything, including surgery with a top-flight Midtown Manhattan doctor, never quibbling or giving me any problem, and they always paid the provider directly or paid before my credit card bill was due, which was very nice. When I was out of state with my dog, that didn't create any problem at all, even when my dog was sick one week in NY and the next week had something completely different in Pennsylvania. This money is the best I ever spent. The app works perfectly. I wholeheartedly endorse this pet insurance.
5

out of 5

POSTED: | BY: Karen Zimmerman

Fast, Fair, and Friendly Service!

I chose Healthy Paws to insure my dog after my daughter did extensive research into insurance companies. When my four-year-old dachshund recently required emergency back surgery, I was so grateful for the wonderful and prompt service I received. The mobile app made it extremely easy to submit claims, and my claim was processed and paid quickly. I appreciate the personal touch as well! Thank you, Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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