Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,237

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Brenda

Fair premiums, easy to file claims, prompt reimbursement

I've had Healthy Paws Pet insurance for my 12 year old West for about 6 years now. It is very easy to file a claim on their website and my reimbursement checks always arrive promptly. When I've had to call customer service I got a knowledgeable person on the phone within no time. Yes, the premiums go up as my pet gets older, but so do all insurances. I'm so glad I had it because my pet was diagnosed with Sarcoma and a $5,000 surgery only ended up costing me $400. I have a $250 yearly deductible and a 90% reimbursement rate (minus the charge for office visits - $85-$125). I recommend Healthy Paws to anyone who never wants to worry about money being the reason they can't get their pet the health care it needs.
5

out of 5

POSTED: | BY: Patricia

Great customer Service

A friend of mine recommended Healthy paws to me when we first rescued our puppy and we are so happy that we followed their advice! Our puppy got sick after he ingested something toxic and they saved us from expensive hospital bills! Their system is easy to use and they provide you with updates along the way! All our checks came in a weeks time and they even sent a follow-up note to see how our pup was doing! I'm a huge fan or great customer service and highly recommend them!
5

out of 5

POSTED: | BY: Mary

World Class Customer Service

I can't say enough about the customer service we've received from the staff at Healthy Paws. They are extremely fast in adjudicating claims and generating reimbursements. We had the unfortunate circumstance of finding out our dog has cancer. His diagnostic and treatment expenses are well over $10,000 now and still coming. Our policy reimburses us for 80% of covered expenses with no cap on total reimbursements. Knowing Healthy Paws is here to help us provide our dog with the best treatment options has been a great comfort.
5

out of 5

POSTED: | BY: Katharina

very easy, self-service process

Once setup the claim process is super fast and easier. Within a couple of days the claims are processes, all electronically from my phone.
5

out of 5

POSTED: | BY: Leslie

Healthy Paws is a Life Saver!!

I don’t know what I would have done without Healthy Paws pet insurance. The unthinkable happened, my dog tore his ACL in his knee. This is something I never thought I would ever be faced with, with any of my dogs. I knew my dog would have to have surgery, and I knew the cost would be outrageously expensive. I chose Healthy Paws because of the incredible coverage that it offers, and the fact that it covers 90% of your bill. I was crossing my fingers that they would live up to what they promised. I paid out of pocket for the surgery and immediately emailed Healthy Paws the invoice. I think it was less than a week that Healthy Paws had been re-embursed me for 90% of the surgery and physical therapy costs!!! I was so relieved. I could then focus solely on getting my dog healthy again! I had no worries about how I was going to pay for the cost of the surgery or his physical therapy sessions. So my dog has all my attention for the love and care he needs right now, and I am totally stress free! What I ended up paying for his surgery and all his upcoming physical therapy was less than monthly car payment! I am so very thankful for Healthy Paws pet insurance! They are a God-send! Especially in this time of financial uncertainty, I would have been in serious financial trouble if I had not had Health Paws pet insurance. My fur baby is on the mend, and I am so grateful for the insurance coverage that I have. Healthy Paws is worth more than its weight in gold!! They are worth every penny, and they are the best pet insurance out there! Thank you Healthy Paws pet insurance, I don’t know what Inwould have done without your coverage!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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