Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mary Moycik

Healthy Paws is all-around fabulous.

Healthy Paws has been fabulous. Claims are super easy to file. Their policies are easy to understand and straightforward. They are customer-friendly and dedicated to helping animals. I fully recommend them!
5

out of 5

POSTED: | BY: Jodi Peters

Healthy Paws makes caring for a sick pet less stressful.

When my dog Newman got pneumonia Healthy Paws promptly sent us a check which covered 80% of the huge hospital bill. They have been a God send to us since we got our puppy 10 months ago. He has had a number of health issues and every time I have submitted a claim, which is incredible easy, it has been less than a week that I have gotten a check from Healthy Paws. I would HIGHLY recommend them to any pet owner.
5

out of 5

POSTED: | BY: Jasleen Kaur

Amazing insurance

I’m so glad I got healthy paws, it really came in handy when my 14 week old puppy landed in the icu with possible leptospirosis. They were great and covered exactly what they said they would. I will stick with healthy paws until the end!
5

out of 5

POSTED: | BY: Justine

Excellent

I have had a good experience with Healthy Paws. It could not be more simple to submit a claim, the response is quick, and they cover what they promised to when I signed up.
5

out of 5

POSTED: | BY: Lisa Bubel

A company that delivers!

I have nothing but good things to say about this insurance. I have had pet insurance for both my dogs, but this is the first time I've used Healthy Paws. The biggest reason I changed was the ability to choose my coverage. The last insurance I used had amounts for the maximum they would reimburse & it didn't matter what the costs were for your specific situation. Healthy Paws allows you to choose your deductible and percentage of coverage. This will obviously effect your monthly rate, but the choice is still yours to make. As I stated, I have had insurance for both dogs I've owned and I have had to have major surgeries to both. The 1st was a herniated disc in his back that had him paralyzed & my current dog had to have TPLO surgery. Both insurance companies covered the surgeries, but Healthy Paws went above and beyond! Not only did we get the 90% coverage after deductible, but it didn't take long to get approved. Yes, there is a delay (couple of weeks) for the major surgery as I'm sure they verify necessity, medical records, and whatnot. I was initially stressed that we had to pay for this surgery upfront & God forbid it gets denied or they try not to cover the entire surgery. Having your pet go through a major, costly surgery is a huge stress alone. What a weight getting lifted off your shoulders when you see that your claim has been approved! Then my poor pup got an infection from the surgery that caused an emergency vet visit that was quite costly. Fear not my friends! That was approved in just a couple of days! My brother has a different company for his dog & he said he had to wait months on every claim he has ever submitted. He is now looking to change to Healthy Paws. If you are looking for an honest, fair, caring insurance company there is none better than Healthy Paws! They even emailed me asking how my dog was doing after surgery. I thought maybe it was some standard automated email, but I figured I'd email them back with details just to see. Well within a day they responded with an email that was clearly from a person specifically to me. Sometimes it's the little things that go a long way!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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