Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Holly Brunton

Best coverage, easy claims, no games

After losing my cat, Jo, 8 years ago (and after paying $4k that I didn’t have but couldn’t resist paying), I obsessively researched pet insurance before adopting another rescue. Hands down, Healthy Paws was #1 based on my personal research. And the company has been true to its word. They don’t pay out on schedules, leaving you with coverage caps. They pay 70/80/90% of what the veterinarian charges depending on the plan you choose. I went for 90% with higher premium and only $100/year deductible. Early in her life, my little girl, Christmas, became critically ill with an autoimmune condition requiring bone marrow testing/surgery. Health Paws paid 90% of all charges. And they have continued to do so with other conditions that she has developed- surely over $10,000 by now. I don’t make a lot of money and I would not have been able to treat her without Healthy Paws. And it’s an easy, no-hassle-process. Just upload a screenshot or photo of bill (sometimes drs notes) and it gets processed in under a week. Continues to feel too good to be true. This has allowed Christmas to live and thrive for 7 years and most likely at least 7 more. She’s my little love so I wanted to share my thanks and recommendation.
5

out of 5

POSTED: | BY: Arnold M

Thanks for their help with our pet

We had a great experience with Healthy Paws. One morning our cat Harry wasn't moving. He hadn't been eating or drinking for a couple of days. That started a process of contacting our vet, taking Harry to the Emergency room, getting some treatment and tests, bad to the Vet, and into a multi-day stay in the Hospital, with Vet followups. During that time it appeared in initial tests he might have cancer, which scared us silly. It turned out not to be cancer, and Harry finally did get better. Needless to say though, before we knew it, the bills for the tests, vet stays, etc. skyrocketed and caused havoc with our budget. Healthy Paws was wonderful in working with us, and while everything wasn't covered a big chunk of it was. We are incredibly grateful.
5

out of 5

POSTED: | BY: Matthew Linton

Excellent company, very pleased!

Very pleased, rapid claim processing for a large surgery, and a personal follow up email on Christmas eve after the surgery asking how our dog was doing!
5

out of 5

POSTED: | BY: Pam

Excellent choice for pet insurance

Excellent choice for pet insurance! Very pleased with ease of filing claims and quick response/reimbursement!
5

out of 5

POSTED: | BY: Kuen

Healthy Paws family will take care of your furbabies!

Healthy Paws is a great pet insurance for its affordable rates and timely claims reimbursements. The app is easy to use and upload vet bills. My little Zoey had ectopic ureter surgery recently and Healthy Paws helped me pay down this pricey surgery. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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