Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ronan James

So thankful for HealthyPaws Insurance

My 3 yr old King Shepherd had a horrible case of hemorrhagic gastroenteritis and needed a late night visit to the local emergency vet clinic (Winchester, VA, totally awesome folks). Needless to say, the visit was not cheap and I ended up with a bill for close to $1,200. I have had HealthyPaws insurance since he was a wee pup and have never had cause to use it until the other night. I am sooo thankful that I kept the coverage! HP have already reimbursed me (minus my deductible) for the promised 90% of the bill, apart from the actual office visit charge which I knew was not covered anyway. These guys rock!!! If anyone is on the fence about signing up I'd highly recommend it. Having never filed a claim before I was a little sceptical of how this would all work out but the entire process was easy from start to finish and they've come through for me in spades. Way to go HP, awesome service, thank you!!
5

out of 5

POSTED: | BY: Mark

Thanks for making it easy!

I've had Healthy Paws Pet insurance for years on my two small dogs and periodically i consdiered cancelling it. Every year the price went up a bit. After years of paying it didn't seem logical to keep going considering i had never tapped into the benefit! Wasn't sure i ever would. BUT, that all changed when Rocky my 12 year old mixed breed tore his Cruciate Ligament just in his regular daily routine! It got worse and worse and eventually he couldn't walk at all and went in for emergency surgery. The overall surgery, meds, doc visits and soon to be physical therapy undoubtedly cost a bundle! Around $6800.00 thus far. Thank god for Healthy Paws who covered 90%! I honeslty thought the claim process would be long and drawn out (afterall it's an insurance company!). WRONG, it was so quick so efficient. It was amazing! I undoubtedly recommend them! They are awesome! Rocky is doing great also, recovering and currently on week 4 of 8! GET INSURANCE for your DOG!
5

out of 5

POSTED: | BY: Amy Seals

Healthy Paws delivers the best coverage…

Healthy Paws delivers the best coverage and service I could have imagined. The coverage is exactly as outlined in the policy, and submitting a claim (my vet and the ER/hospital took care of it!) was as easy as could be. They were unbelievably prompt in reviewing, approving, and finalizing the claim. And reimbursement was in my hand so quickly, I was stunned. They kept me informed at every step of the claim process. They even sent me a personal email to find out how my cat was doing. I can't say enough good things about this product and service. Top-notch all the way!
5

out of 5

POSTED: | BY: Amy Seals

Healthy Paws is first in coverage and service!

Healthy Paws delivers the best coverage and service i could have imagined. The coverage is exactly as outlined in the policy, and submitting a claim (my vet and the ER/hospital took care of it!) was as easy as could be. They were unbelievably prompt in reviewing, approving, and finalizing the claim. And reimbursement was in my hand so quickly, I was stunned. They kept me informed at every step of the claim process. They even sent me a personal email to find out how my cat was doing. I can't say enough good things about this product and service. Top-notch all the way!
5

out of 5

POSTED: | BY: Kyle Navin

Best Company I've Ever Dealt With

When my Jack Russel-Shih Tzu (that's right, she's a JackShitz named Lola) turned 5, i knew that obtaining health insurance for her was a smart idea. Well, it's definitely turned out to be the best decision that I've ever made for her and the reason for this is that I ended up choosing Healthy Paws as her insurance provider. Throughout her life this company has been incredible in processing and paying out the medical claims that I have submitted. Additionally, their staff are very compassionate and understand how stressful it can be to have your dog undergo serious medical procedures. Having Health Paws for Lola has been an amazing asset as she has gotten older in life and I cannot stress what a quality company this is for pet owners!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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