Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Katrina Abbott

Very Quick claim

I took out insurance on my puppy because I was worried about her maybe eating something she shouldn't or suffering problems in her later life. Never did I imagine I would have to have her operated on at 8 months for a growth problem with her leg. As upsetting as it was to have her go through that operation the speed and ease of the claim process made the financial stress much less. Pet paws even sent me an email after the claim to check on her progress. I would recommend to anyone
5

out of 5

POSTED: | BY: customer

It was very easy to submit a claim to…

It was very easy to submit a claim to Healthy Paws and payment was received in a very timely manner. I highly recommend them.
5

out of 5

POSTED: | BY: Loreen Huey

Sign Up Today

In our dire time of need, we knew that we had Healthy Paws helping with the cost of all the tests to determine what was wrong with our dear dog. As with any insurance you can ask, why? Until you need it!
5

out of 5

POSTED: | BY: Bryan

Fluffy Corgi with Top Notch Healthcare!

We've had Healthy Paws since our corgi was a puppy and now that she's four years old, we've started running into some new health issues that have become very expensive to correct. However, with Healthy Paws we've been able to eliminate the financial burden of surgery for our pet, and have been able to focus on providing our pet with the best possible healthcare, all with the support of Healthy Paws. They have been quick in responding to our claims and have been nothing but supportive. Finding the proper medical treatment (and paying for it) is not easy to go through, especially financially. So it's nice to feel taken care of by our insurance provider and to be able to really get our pet the kind of medical care she deserves. We're so happy we chose Healthy Paws!
5

out of 5

POSTED: | BY: Patrick C

Happy with Healthy Paws

I paid my monthly premium for Healthy Paws for just over 6 years before ever having to make a claim. Suddenly several large health issues came up and my dog needed a few procedures and a surgery. I assumed that I'd be nickle and dimed, or worse, denied entirely. But Healthy Paws went through the first claim over the course of a couple of days and then sent out a check for my level of insurance (90%, $500 deductible). Incredible weight off my back at a very stressful time. Now my dog needs ongoing procedures (ultrasounds) and they dutifully cover their portion - and now they direct deposit it right into my bank account, no questions asked. Had I not made the decision to purchase insurance 7 years ago I would be out thousands more than the insurance would have cost me -- I'm very happy with Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review