5
out of 5
POSTED: | BY: linda fabiano
Very pleased with Healthy Paws
A wonderful, easy experience that helped us focus on what our pet needed versus the stress of money and struggle for answers.
4.9
out of 5
Number of reviews 10,775
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Missy Meddings
Thank you for helping us save Blue
Our Siberian cat, Blue, a member of our family that we can’t imagine life without, ate a lily. Lilies are very poisonous to cats. Our vet sent us right to our MedVet. He is a lucky boy to be alive. He spent three days on an IV and medication. Without Healthy Paws we would of had to beg, steal and borrow to keep our boy alive. Within a week of submitting our claim we were reimbursed. Thank you to Healthy Paws for helping us, help Blue😻
5
out of 5
POSTED: | BY: Laura
Best pet insurance. If you're debating between companies choose healthy paws.
I have had healthy paws pet insurance for my 2 cats since 2014 and have probably saved at least $4000 dollars on their care in that time, possibly more. I have had some very serious things happen with both kitties that cost a lot of money and knowing that healthy paws would reimburse the majority of the cost for those things was a HUGE comfort and made it possible for me to even provide the care for my babies that otherwise I could not have. Pet health insurance is definitely worth it and healthy paws is the best one around. They even wrote me personally to check in and see how my cat teddy was doing after his recent dental where he had to have some pretty serious work done. That's quality and the kind of company I want to work with.
3
out of 5
POSTED: | BY: Juju
Ridiculous rate hikes
Got this insurance for my puppy when she was very young. We’ve probably had three or four claims that were actually paid because she’s not been sick or had too many emergencies. We have not had a claim at all that has been paid in the last few years. When we first signed up we were told that the rates could be expected to increase 5 to 10% per year which I thought was fair. However, in the past two years even with no claims a rate has doubled to $100 a month. Got this insurance for my puppy when she was very young. We’ve probably had three or four claims that were actually paid because she’s not been sick or had too many emergencies. We have not had a claim at all that has been paid in the last few years. When we first signed up we were told that the rates could be expected to increase 5 to 10% per year which I thought was fair. However, in the past two years even with no claims a rate has doubled to $100 a month. She’s only seven years old so what do they expect me to pay when she is older 200, 300, no, I think that I will just start her a savings account right now with the money that I would be paying them. I was hoping to keep it for her entire life as goldens tend to have a lot of congenital issues and I’ve had three of them that I’ve had cancer. But if the rates they are charging, I will be paying more out-of-pocket for Insurance than if I paid out-of-pocket for medical care
5
out of 5
POSTED: | BY: John Seifarth
We are so glad that we chose Healthy Paws as our pet insurance.
We were glad that our policy covered our dog’s cataract surgery. Our pet is doing great. He is 10 years old but acts like 2. Submitting a claim is so very easy and convenient. We are so very happy we chose Healthy Paws. We never had pet insurance before for any of our other pets. This was a good choice for us.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.